432 Peninsula Dr, Westwood, CA, 96137
About This Home
Welcome to Osprey Cove at Lake Almanor—where owning lakefront doesn’t mean managing it. This exclusive waterfront community offers just TWO exclusive residences left, each designed for effortless lake living. With the option for 50% fractional ownership, you can enjoy all the benefits of a luxury lakefront home—without the full-time maintenance or cost. Wake up to panoramic water views, spend your days boating from your private slip, and unwind just minutes from Bailey Creek Golf Course. Osprey Cove is built for families who value time together—weekends on the water, sunset dinners, and traditions that last for generations. Private boat slip, Fully furnished—just bring your bags, Stunning lake views from every residence enhanced with Viking & Wolf appliances throughout. High-end finishes + smart home features. This is more than a home. It’s your place at the lake—made simple.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Slab
- Roof: Composition,Metal
- Construction materials: Frame,Masonry,Concrete,Stone,Wood Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Built-In Oven,Counter Top,Dryer,Dishwasher,Disposal,Gas Range,Microwave,Range,Refrigerator,Wine Cooler,Washer,Plumbed For Ice Maker,Propane Water Heater,Tankless Water Heater
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Open Beams/Beamed Ceailings,Gas Range Connection,High Ceilings,Hot Tub/Spa,Bath in Primary Bedroom,Stall Shower,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments,Entrance Foyer,Pantry,Utility Room
- Window features: Double Pane Windows
- Flooring: Carpet,Hardwood,Tile
- Fireplace features: Gas Log,Masonry
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Central,Forced Air,Propane,Radiant
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 2,266 sqft
Property
Details
- Parcel number: 104062003000
- Attached to another structure: Yes
- Zoning: M-R
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Porch
- Exterior features: Fence,Sprinkler/Irrigation,Landscaping,Lighting,Other,Porch,Patio
- Has spa: Yes
- Fencing: Partial
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Dock Access,Lake,Mooring,Water Access,Waterfront,Walk to Water
- Frontage type: Lakefront
- Topography of land: Level
- Residential vegetation: Mixed
Lot
- Lot size: 1.59 Acres
- Features: Easement,Greenbelt,Irregular Lot,Sprinklers In Front,Level,Sprinklers Timer
Parking
- Total spaces: 2
- Parking features: Asphalt,Other,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
- Lightning
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Plumas County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,978 | $83,736 |
| Home Insurance * | $1,067 | $12,804 |
| Property Taxes | $1,308 | $15,696 |
| Electricity | $485 | $5,830 |
| Total | $9,838 | $118,056 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Sold | $1,550,000 |
| 2026-05-21 | Listed for sale | $1,380,000 |
| 2006-03-16 | Sold | $2,550,000 |
View on Zillow