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13 Des Laco Trl, Bracey, VA, 23919

1beds
1baths
200sqft
$34,800
$174price/sqft
$398/moest. monthly cost
$15,920/yrincome needed

About This Home

GREAT LOCATION! Just minutes to LAKE! 7 Lots away from the Community Boat Launch and Day slips! Cozy and READY to Enjoy Lake Gaston! This 2004 Wilderness Camper is in great condition! Additional sleeping and Backup generator! Level Lot with Plenty of Parking, there is a covered deck and a spacious storage building for your Golf Cart! River Ridge offers a 18 Hole Golf Course, Olympic Size Swimming Pool, Club House, Chapel, A Boat Launch, Day Slips, Tennis Courts and lots of Fun for everyone! Take a look today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Skirting
  • Roof: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential/Vacation

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven-Gas

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Storm Door(s)
  • Window features: Screens-Part,Window Treatments
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 200

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 200
  • Total interior livable area: 200 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 201A0303076D
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Deck
  • Exterior features: Garden,Day Use Boat Slips
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Scenic,Neighborhood
  • Waterbody name: Lake Gaston NW Quad

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Gravel
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $175$2,100
Home Insurance *$11$132
Property Taxes $10$120
Electricity $202$2,433
Total$398$4,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,645/yr
40% on housing$11,940/yr
45% on housing$10,613/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 23919$175
Mecklenburg County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 23919
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$33,500
2026-07-17Listed for sale$34,800
2026-07-15Pending sale$34,800
2026-06-27Listed for sale$34,800
2025-07-18Sold$25,000

For Sale by Agent

AgentSusan Bishop
BrokerageNextHome 1st Choice

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