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449 Gila Trl, Bracey, VA, 23919

1beds
1baths
640sqft
$116,000
$181price/sqft
$859/moest. monthly cost
$34,360/yrincome needed

About This Home

Lovely Private Lake Gaston Tiny Home with Water View. Built in 2021, this charming stick-built home offers 640 square feet of thoughtfully designed living space, perfect for easy, comfortable living. The open-concept layout maximizes functionality and can accommodate up to six guests. The well-equipped kitchen features a full-size refrigerator, gas range, and a spacious sink, flowing seamlessly into a cozy breakfast nook and a small office area. The inviting living space is ideal for relaxing or watching TV. Just around the corner, you’ll find two sleeping areas and a full bathroom with a generously sized shower, plus a washer and dryer for added convenience. Durable vinyl flooring runs throughout the home. Comfort is ensured year-round with a gas tankless water heater and an efficient electric mini-split system for heating and cooling. Situated on a larger-than-average lot along Gila Trail Loop, this property truly stands out for its location. Nestled in a quieter section of the neighborhood and backing up to a large, undeveloped wooded tract, it offers a rare sense of privacy. Step out onto the deck and enjoy peaceful views of Lake Gaston through the homes below. The gravel driveway provides ample parking for vehicles, guests, or even a boat. Inside, the flexible layout also allows for the option to partition space and create an additional private bedroom if desired. Located within the desirable River Ridge community, residents enjoy access to a boat launch and other neighborhood amenities, all within an established HOA. Offered partially furnished and move-in ready, this property is an excellent choice for full-time minimalist living or as a relaxing weekend getaway. Note: Buyers must be accompanied by a Realtor to access the gated community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane Water Heater,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 640

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 640 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 16211
  • Zoning description: R2
  • Exclusions: see remarks

Features

  • Levels: One
  • Stories: 1
  • Pool features: Pool,Community
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 4,756 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $586$7,032
Home Insurance *$38$456
Property Taxes $33$396
Electricity $202$2,433
Total$859$10,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,451/yr
40% on housing$25,770/yr
45% on housing$22,906/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 23919$172
Mecklenburg County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 23919
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$120,000
2026-04-02Listed for sale$125,000
2020-02-07Sold$32,000
2020-01-26Pending sale$39,000
2020-01-16Listed for sale$39,000
2012-04-20Sold$33,500

For Sale by Agent

AgentLisa Novak
BrokerageEXP Realty LLC

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