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115 Ford Trl, Bracey, VA, 23919

2beds
2baths
1,260sqft
$149,000
$118price/sqft
$1,047/moest. monthly cost
$41,880/yrincome needed

About This Home

What a beautiful time of year to be near the Lake, Lake Gaston no less.. Thinking of a new home at the lake this year?? You may have found it. So many new upgrades you will get that new home feeling. Exterior features new vinyl siding, underpinning, garage, retaining wall and windows. Interior features newly built addition (22), flooring LVP, main bath shower, vanities and recently completed Kitchen, new cabinets counters, stove and sink. Washer & Dryer convey and have barely been used. New lighting throughout home. This will make a lovely home for full time living or a summer getaway at beautiful Lake Gaston. Lots of parking room in a fully graveled driveway. Enjoy time outside on your screened back porch or your spacious front porch. No storage issues here with the garage area plus two additional storage buildings. River Ridge community offers two swimming pools, concession stand, tennis, pickleball and basketball courts, fishing pond, fishing pier, community boat launch with day slips, 2 club houses and is a gated community. Run don't walk to this opportunity! Please bring approved buyers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
5/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Pillar/Post/Pier,Skirting
  • Roof: Metal
  • Construction materials: Vinyl Siding,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential/Vacation

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven-Electric,Washer,Dryer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s)
  • Door features: Storm-Part
  • Window features: Storm-Part,Window Treatments
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Property

Details

  • Parcel number: 201A0504117F
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Day Use Boat Slips
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: Lake Gaston
  • Waterbody name: Lake Gaston NW Quad

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: No Garage,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$49$588
Property Taxes $43$516
Electricity $202$2,433
Total$1,047$12,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,897/yr
40% on housing$31,410/yr
45% on housing$27,920/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 23919$171
Mecklenburg County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 23919
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$169,900
2017-06-20Sold$51,000

For Sale by Agent

AgentNancy Freer
BrokerageLong & Foster Colonial Heights

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