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813 Royal Oak Way, Elgin, SC, 29045

5beds
5baths
4,383sqft
$740,000
$169price/sqft
$4,715/moest. monthly cost
$188,600/yrincome needed

About This Home

Beautiful Golf Course Living on the 11th hole at Woodcreek Crossing in Woodcreek Farms. Home of the Colonial Life Charity Classic Golf Tournament. This beauty has a fenced in back yard with lots of privacy nested in a quiet cul-de-sac. Relax outback in a beautiful swimming pool, tanning pool, propane firepit, and a screened in back porch. New garage doors & garage door openers. Features of this nearly 4400 square foot lovely home includes 5 bedrooms, 4.5 bathrooms adorned with beautiful hardwood floors, 10-and-12- foot ceilings. Private in-law suite downstairs that has a full bath and a walk- in closet. Formal living, formal dining room with wainscoting, crown molding, and a great room with a fireplace, crown molding, custom built shelves, and a built- in doggie room. All light fixtures and ceiling fans have been updated downstairs. Open kitchen with lots of bar space, custom built pantry shelves, Samsung digital life dishwasher & refrigerator, and a huge breakfast area to enjoy lazy mornings weekends with surround sound. Upstairs contains a huge master bedroom with a sitting area, 3 Walkin closets with custom built shelves and a huge bathroom. 3 other large bedrooms upstairs contain a jack and jill bathroom, and some have custom built closets, a huge media room is also upstairs for relaxing. 3 car garage. This home is located in one of the most desirable neighborhoods. Home is EV charger ready (Electric Vehicle Charging). Great school district and close to Fort Jackson and all major interstates. This home is a a must-see! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
Catawba Trail ElementaryGrades PK-51.4 mi
5/10
8/10
Spring Valley High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Counter Cooktop,Gas Range,Self Clean,Dishwasher,Disposal,Refrigerator,Microwave Above Stove
  • Laundry features: Laundry Closet,Heated Space

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Walk-In Closet(s),Ceiling Fan(s)
  • Level: Main

Bedroom3

  • Features: Walk-In Closet(s),Ceiling Fan(s)
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s)
  • Level: Second

Bedroom5

  • Features: Ceiling Fan(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Floors-Hardwood,Molding
  • Level: Main

Features

  • Ceiling Fan(s),Built-in Features
  • Flooring: Hardwood,Engineered Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Gas 1st Lvl,Gas 2nd Lvl
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,383
  • Total interior livable area: 4,383 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Kitchen Island,Pantry,Granite Counters,Cabinets-Stained,Backsplash-Tiled,Recessed Lighting
  • Level: Main

Living Room

  • Features: Floors-Hardwood,Molding
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Separate Shower,Sitting Room,Walk-In Closet(s),Tray Ceiling(s),Ceiling Fan(s),Closet-Private,Recessed Lighting
  • Level: Second

Property

Details

  • Parcel number: 289110813

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Inground-Gunite
  • Patio & porch: Patio
  • Exterior features: Landscape Lighting,Gutters - Full
  • Fencing: Rear Only Wrought Iron

Lot

  • Lot size: 0.34 Acres
  • Features: Cul-De-Sac,Sprinkler

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$159$1,908
Property Taxes $394$4,728
Electricity $421$5,057
Total$4,715$56,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,657/yr
40% on housing$141,450/yr
45% on housing$125,733/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$740,000
2023-03-16Sold$650,000
2022-12-12Listing removed--
2022-12-04Listed for sale$650,000
2018-04-03Sold$447,474

For Sale by Agent

AgentDenise Cole
BrokerageKeller Williams Preferred

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