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3620 Cordova Loop S, Fargo, ND, 58104

5beds
3baths
3,974sqft
$739,000
$186price/sqft
$4,719/moest. monthly cost
$188,760/yrincome needed

About This Home

Completed in 2020, this move-in ready 5 bedroom, 3 bathroom, oversized 3-car garage rambler is a true modern masterpiece brimming with designer touches and custom features. Driving up to this exquisite home, curb appeal abounds with beautiful established landscaping. Upon entrance from the covered front porch, you're greeted with an open-concept floor plan built for how life actually happens. Continuing through the living room, which showcases a cozy gas fireplace with stacked stone facade, you'll enter the heart of the home, where the kitchen, dining and covered outdoor space seamlessly flow together. The kitchen is an entertainer's dream where the chef of the household will thrive, featuring a large island, custom cabinetry, upgraded SS appliances & a well-appointed pantry. The main floor primary suite is a true retreat with private access to the outside. The primary bathroom is a simply serene space featuring a spacious tile shower, double sink vanities & custom walk-in closet with built-in cabinetry. A convenient main floor laundry & mudroom- with direct access to the heated, epoxy-floored large garage- completes the floor. Throughout the home, premium acoustic insulation creates quiet, private living spaces no matter what's happening elsewhere in the house. The basement is finished perfectly and built for entertaining with a custom wet bar & spacious family room setting the scene for movie nights! The lower level is complete with 2 additional bedrooms- the second ideal as a bedroom, office, or flex space, another full bathroom, and storage space that seems to never end. Let's not forget about the incredible outdoor space. Step out onto the back patio equipped with wiring for a TV & gas line for your grill — a backyard setup for elevated outdoor living and ready to personalize. The fenced yard defines the great backyard space and offers room to unwind, completing the exceptional appeal of this magnificent home.

Getting Around

22
WalkingCar-Dependent
18
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

8/10
Independence ElementaryGrades K-50.3 mi
6/10
Liberty Middle SchoolGrades 6-80.4 mi
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,987
  • Finished area above ground: 1,987

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,974
  • Total interior livable area: 3,974 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01856800680000
  • Zoning description: Residential-Single Family
  • Foundation area: 1987

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Full

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,736$44,832
Home Insurance $222$2,664
Property Taxes $505$6,060
Electricity $256$3,082
Total$4,719$56,628

Income You'd Need if You Spent...

35% on housing$161,794/yr
40% on housing$141,570/yr
45% on housing$125,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 58104$191
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58104
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$739,000
2026-04-01Sold--
2025-11-01Listing removed$725,000
2025-10-25Price change$725,000
2025-09-11Price change$730,000
2025-09-04Price change$735,000
2025-08-08Listed for sale$740,000
2025-05-31Listing removed$745,000
2025-04-10Listed for sale$745,000
2025-04-02Listing removed$745,000
2024-12-19Listed for sale$745,000
2020-09-15Sold--

For Sale by Agent

AgentSenaya Enger
BrokerageTrilogy Real Estate

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