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1100 Madrona Ridge Dr., Bandera, TX, 78003

4beds
3baths
2,939sqft
$850,000
$289price/sqft
$5,790/moest. monthly cost
$231,600/yrincome needed

About This Home

What are you looking for? A magnificent For Ever Home, Country Living at It's Best with Privacy. Perched on a level plateau with with long distant views of Medina Lake and Texas Hill Country. 4 bedrooms 3 baths with 2 extra rooms down stairs for an office / exercise space. 2 bedrooms down 2 upstairs, In 2023 the home was updated with fresh paint inside and out, updated tile flooring throughout the home, no carpet, updated fixtures, roof replacement in 2023. Wood burning fireplace, Covered back patio overlooking the massive hillside waterfall for soothing sounds at the end of your day. Detached 2 car garage with covered walkway to your home. Well house was built in 2023. There are not many homes with 10+ acres that benefits of a subdivision wildlife management plan.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Alkek Elementary SchoolGrades PK-54.1 mi
6/10
Bandera Middle SchoolGrades 6-86.1 mi
4/10
Bandera High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Frame,Brick/Stone,4 Sides Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Bedroom2

  • Area: 110

Bedroom3

  • Area: 156

Bedroom4

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,939 sqft

Kitchen

  • Area: 165

Living Room

  • Area: 418

Master Bathroom

  • Area: 198

Master Bedroom

  • Area: 234

Office

  • Area: 99

Property

Details

  • Parcel number: 15050010000100

Features

  • Stories: 2
  • Waterfront features: Wet Weather Creek
  • Topography of land: Level,Sloping

Lot

  • Lot size: 10.05 Acres
  • Features: Agricultural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$397$4,764
Property Taxes $773$9,276
Electricity $322$3,872
Total$5,790$69,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,514/yr
40% on housing$173,700/yr
45% on housing$154,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$155
Bandera County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Price change$850,000
2025-08-07Price change$875,000
2025-02-01Listed for sale$895,000

For Sale by Agent

AgentBabo Teich
BrokerageTeich Properties, LLC

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