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14949 TX-16 N, Medina, TX, 78055

2beds
2baths
1,637sqft
$941,000
$575price/sqft
$6,840/moest. monthly cost
$273,600/yrincome needed

About This Home

Run..Don't walk to this fabulous family getaway along the Spring Fed Medina River. 9.69 acres of wonderful, usable property. The house has a wraparound porch with picturesque views all around. Well, electric and septic in place. Nice deck along the river as well as a lower deck behind the home. Enjoy large mature Cypress Trees and Oaks along the river. Inside you will find many windows to let in the sunshine and an upstairs loft(s) area with half bath. Nice open feel on the first level which includes a full bath, large living area and dining area. The land is level has native grasses, which will accommodate horses. Enjoy the wide open spaces and have the best view in the house of the night sky and the upcoming Annular Solar Eclipse of 2023 and Total Solar Eclipse of 2024. Lots of space to park RV's. Partially fenced with easy access right off of Hwy 16. Just seconds from Medina,Tx. No restrictions.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Medina High SchoolGrades PK-120.9 mi

Construction

Condition

  • Property condition: Pre-Owned

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Texas Hill Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Closet,Main Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 143

Features

  • One Living Area,Liv/Din Combo,Eat-in Kitchen,Kitchen Island,Breakfast Bar,Loft,Utility Room Inside,High Ceilings,Open Floorplan,High Speed Internet
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,637 sqft

Kitchen

  • Area: 210

Living Room

  • Area: 285

Master Bathroom

  • Features: Shower Only
  • Area: 72

Master Bedroom

  • Features: Half Bath
  • Level: Upper
  • Area: 156

Property

Details

  • Parcel number: 00231007400018

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Other
  • Fencing: Partial
  • Has view: Yes
  • View description: County VIew
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River Front,Improved Water Front,Water Front Improved
  • Residential vegetation: Mature Trees,Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 9.69 Acres
  • Features: 5 - 14 Acres,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Two Car Carport,RV/Boat Parking,Open
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave
Landslide

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,758$57,096
Home Insurance *$890$10,680
Property Taxes $954$11,448
Electricity $238$2,859
Total$6,840$82,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,514/yr
40% on housing$205,200/yr
45% on housing$182,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 78055$467
Bandera County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 78055$170
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-21Price change$941,000
2024-09-04Price change$948,000
2024-06-27Price change$949,000
2023-09-17Listed for sale$999,000
2021-08-25Sold--
2021-08-07Pending sale$375,000
2021-08-04Listed for sale$375,000

For Sale by Agent

AgentStephanie Mabry
BrokerageWooten Land Co. LLC

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