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2081 Masons Bend Dr, Fort Mill, SC, 29708

4beds
5baths
4,085sqft
$1,075,000
$263price/sqft
$6,621/moest. monthly cost
$264,840/yrincome needed

About This Home

There's something special about ending the day here. The covered porch becomes the place you'll find yourself returning to again and again. Morning coffee, gatherings around the table, and quiet evenings outdoors watching the sunset beyond the treetops—life just feels a little slower and a little sweeter here. Built in 2021 by Fielding Homes, this highly sought-after Harmony plan offers the perfect blend of open-concept living, thoughtful design, and everyday functionality. Meticulously maintained and beautifully appointed throughout, the home showcases curated designer wall coverings, custom shiplap accents, built-ins, luxury vinyl floors, and carefully selected finishes that create spaces that feel both elevated and welcoming. At the heart of the home, the kitchen was designed for the way people actually live. An oversized island anchors the space, while the coveted scullery-style pantry provides exceptional storage, organization, and prep space rarely found in homes of this size. The kitchen flows seamlessly into the dining area, family room, and outdoor living spaces, creating an effortless setting for everyday living and entertaining alike. Natural light pours into the main living areas, highlighting the home's thoughtful design and inviting atmosphere. Flexible spaces throughout provide room to work, create, exercise, and gather. A dedicated office, fitness area, designer laundry room, custom drop zone, spacious secondary bedrooms, and even a thoughtfully designed craft closet offer versatility without sacrificing style. Upstairs, the generous bonus room provides additional living space and could easily serve as a fifth bedroom if desired. Every space has been carefully considered, creating a home that is as functional as it is beautiful. Outside, the setting is simply beautiful. The rear yard enjoys a peaceful wooded backdrop, creating privacy, seasonal color, and breathtaking sunset views that become part of everyday life. Whether hosting friends, enjoying a quiet evening outdoors, or simply taking in the view, the outdoor living spaces are every bit as impressive as the interiors. Widely regarded as one of Fort Mill's most sought-after communities, Masons Bend offers a lifestyle that's difficult to replicate. Situated along the scenic Catawba River, residents enjoy miles of walking and biking trails, river access for kayaking and tubing, golf cart connectivity, a resort-style pool, clubhouse, playgrounds, fitness amenities, and year-round community events. Kingstown Elementary is conveniently located within the neighborhood, adding to the community's appeal and convenience. One of the things homeowners appreciate most about Masons Bend is that it feels tucked away without being far away—surrounded by nature, yet conveniently located just minutes from I-77, providing easy access to Charlotte, Rock Hill, and Charlotte Douglas International Airport. Beautifully maintained, thoughtfully designed, and perfectly positioned between nature and convenience, this home offers the opportunity to experience one of Fort Mill's most beloved communities while enjoying the craftsmanship, comfort, and lifestyle that make it truly special.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Kings Town ElementaryGrades K-50.5 mi
7/10
Banks Trail MiddleGrades 6-83.0 mi
9/10
Catawba Ridge High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement,Hardboard Siding

Other

  • Builder model: Harmony
  • Builder name: Fielding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 4,085

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,085
  • Total interior livable area: 4,085 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 0203001377
  • Zoning: R
  • Special condition: Standard
  • Exclusions: Please see VGR Property Checklist in attachmentts
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch

Lot

  • Lot size: 0.29 Acres
  • Features: Wooded,Views
  • Lot size dimensions: 73 x 140 x 48 x 57 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$320$3,840
Property Taxes $474$5,688
Electricity $392$4,713
Total$6,621$79,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,005/yr
40% on housing$198,630/yr
45% on housing$176,560/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 29708$212
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29708$234
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$1,050,000
2026-08-11Price change$1,050,000
2026-07-21Price change$1,075,000
2026-07-09Price change$1,099,900
2026-06-28Price change$1,149,900
2026-06-22Listed for sale$1,200,000
2021-04-01Sold$575,123

For Sale by Agent

AgentKenneth Vining
BrokerageEXP Realty LLC Rock Hill

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