See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1171 S Black River Rd, Onaway, MI, 49765

0beds
0baths
3,900sqft
$70,000
$18price/sqft
$953/moest. monthly cost
$38,120/yrincome needed

About This Home

Ready to open a store? Maybe you would like a home near Black Lake? Black lake is so close you can see it through the trees in the back yard. This home sits high on a bluff. This property is back on the market! The interior has been taken down to the studs for a clean slate to begin your vision. The basement is a walkout that was previously used as living quarters while the main level was a popular store in the neighborhood. There is a second building that could be used for a storage, a craft building, or whatever you can dream up! An added bonus is the extra lot next door. The buildings fit nicely on one lot and this sale includes the lot next do it. Some excavating has been done there to level out the property. This may be a nice spot for a garage or parking lot?

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
Onaway Elementary SchoolGrades K-57.2 mi
5/10
Onaway Middle SchoolGrades 6-87.2 mi
4/10
Onaway Senior High SchoolGrades 9-127.2 mi

Construction

Condition

  • Property condition: Fixer

Materials

  • Foundation: Basement,Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Features

  • Finished area above ground: 1,900

Heating

  • Heating features: None

Interior Area

  • Total structure area: 3,900
  • Total interior livable area: 3,900 sqft

Property

Details

  • Parcel number: 18201020001304 & 18201020001305

Features

  • Stories: 1
  • Frontage type: None

Lot

  • Lot size dimensions: 127 x 579 x 131 x 495

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Cheboygan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$40$480
Property Taxes $135$1,620
Electricity $425$5,104
Total$953$11,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,674/yr
40% on housing$28,590/yr
45% on housing$25,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$18This listing

vs Other Active Listings

Avg $/sqft

ZIP 49765$91
Cheboygan County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 49765
Cheboygan County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$90,000
2025-10-10Sold$45,000
2025-10-06Pending sale$45,000
2025-09-20Contingent$45,000
2025-08-30Listed for sale$45,000
2025-07-14Contingent$45,000
2025-07-03Listed for sale$45,000
2018-04-26Sold$15,500
2017-06-06Sold$5,000

For Sale by Agent

AgentTrisha Taylor
BrokerageState Wide Real Estate Rogers City

Similar Homes