




1171 S Black River Rd, Onaway, MI, 49765
About This Home
Ready to open a store? Maybe you would like a home near Black Lake? Black lake is so close you can see it through the trees in the back yard. This home sits high on a bluff. This property is back on the market! The interior has been taken down to the studs for a clean slate to begin your vision. The basement is a walkout that was previously used as living quarters while the main level was a popular store in the neighborhood. There is a second building that could be used for a storage, a craft building, or whatever you can dream up! An added bonus is the extra lot next door. The buildings fit nicely on one lot and this sale includes the lot next do it. Some excavating has been done there to level out the property. This may be a nice spot for a garage or parking lot?
Getting Around
Schools
Construction
Condition
- Property condition: Fixer
Materials
- Foundation: Basement,Crawl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Partial,Walk-Out Access
Features
- Finished area above ground: 1,900
Heating
- Heating features: None
Interior Area
- Total structure area: 3,900
- Total interior livable area: 3,900 sqft
Property
Details
- Parcel number: 18201020001304 & 18201020001305
Features
- Stories: 1
- Frontage type: None
Lot
- Lot size dimensions: 127 x 579 x 131 x 495
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cheboygan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $40 | $480 |
| Property Taxes | $135 | $1,620 |
| Electricity | $425 | $5,104 |
| Total | $953 | $11,436 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $90,000 |
| 2025-10-10 | Sold | $45,000 |
| 2025-10-06 | Pending sale | $45,000 |
| 2025-09-20 | Contingent | $45,000 |
| 2025-08-30 | Listed for sale | $45,000 |
| 2025-07-14 | Contingent | $45,000 |
| 2025-07-03 | Listed for sale | $45,000 |
| 2018-04-26 | Sold | $15,500 |
| 2017-06-06 | Sold | $5,000 |
