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772 Elder Dr, Taylorsville, KY, 40071

4beds
4baths
4,144sqft
$850,000
$205price/sqft
$5,589/moest. monthly cost
$223,560/yrincome needed

About This Home

Some homes simply check boxes. This one creates a lifestyle. Tucked away on 10.76 picturesque acres, 772 Elder Drive offers the kind of peace that's getting harder to find. Imagine mornings with coffee on the porch while the sun rises over your own stretch of Kentucky countryside, afternoons spent floating in the inground saltwater pool, and evenings gathered around the table after collecting fresh eggs from your very own chicken coop. Inside, this thoughtfully designed 4-bedroom, 3.5-bath home is as functional as it is inviting. The primary suite and laundry room are conveniently located on the main level, making everyday living effortless. The spacious kitchen is the heart of the home, opening to comfortable living spaces perfect for everything from quiet nights in to holiday celebrations. Downstairs, the finished walkout basement expands the possibilities with a second full kitchen, making it ideal for multigenerational living, extended guests, entertaining, or creating the ultimate recreation space. Step outside and you'll find room to breathe. Whether you're dreaming of gardening, hobby farming, riding ATVs, watching wildlife, or simply enjoying the privacy of over ten acres, this property gives you the freedom to live life at your own pace. Located just minutes from Taylorsville while feeling worlds away from the hustle, this is more than a home. It's the place where family traditions begin, where summer memories are made by the pool, and where every season brings a new reason to fall in love with coming home. Come experience the space, the privacy, and the lifestyle that 772 Elder Drive has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
7/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,352
  • Finished area above ground: 2,792

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Propane,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 4,144 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Basement

Laundry

  • Level: First

Living Room

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Sitting Room

  • Level: First

Property

Details

  • Parcel number: 37190A07

Features

  • Stories: 2
  • Patio & porch: Wrap Around,Deck,Porch
  • Fencing: Farm

Lot

  • Lot size: 10.76 Acres
  • Features: Cleared,Dead End,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$355$4,260
Property Taxes $609$7,308
Electricity $327$3,927
Total$5,589$67,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,622/yr
40% on housing$167,670/yr
45% on housing$149,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 40071$184
Spencer County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 40071$198
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$850,000
2026-08-07Contingent$850,000
2026-07-23Listed for sale$850,000
2022-03-16Sold$570,000
2021-06-11Sold$550,000
2021-05-05Pending sale$520,000
2021-05-04Contingent$520,000
2021-05-03Pending sale$520,000
2021-04-30Listed for sale$520,000
2016-04-22Sold$360,000

For Sale by Agent

AgentLisa Smith
BrokerageKeller Williams Collective

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