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277 Westerwood Dr, Rock Hill, SC, 29732

4beds
3baths
1,878sqft
$415,000
$221price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Beautifully maintained, updated 4-bedroom, 2.5-bath brick ranch situated on a spacious corner lot. This home blends timeless character with thoughtful updates, including a renovated kitchen featuring granite countertops and stainless steel appliances.Inside, you’ll find almost all original hardwood flooring throughout, adding warmth and charm to every room. The home offers a comfortable and functional layout with inviting living spaces designed for both everyday living and entertaining.Step outside to enjoy a large deck and screened-in porch—perfect for relaxing or entertaining. The backyard includes a storage shed with electrical service.This all brick home is located close to shopping, dining, Winthrop University and medical facilities. A rare opportunity to own a well-cared-for brick ranch on a large lot in a highly desirable area.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Northwestern High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Refrigerator
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Dining Area

  • Level: Main

Features

  • Kitchen Island
  • Flooring: Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,878

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,878
  • Total interior livable area: 1,878 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Ramp(s)-Main Level

Details

  • Parcel number: 5960702002
  • Zoning: RC-I
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Enclosed,Front Porch,Rear Porch,Screened
  • Fencing: Back Yard,Front Yard

Lot

  • Lot size: 0.76 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Lightning
Strong Wind

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$159$1,908
Property Taxes $183$2,196
Electricity $204$2,449
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 29732$165
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29732$197
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$399,000
2026-08-10Price change$407,000
2026-07-07Price change$415,000
2026-06-12Listed for sale$420,000
2018-10-19Sold$207,000
2018-01-08Sold$55,000

For Sale by Agent

AgentGenya Helms
BrokerageDickens Mitchener & Associates Inc

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