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17491 Piilani Hwy, Kula, HI, 96790

1beds
1baths
640sqft
$399,000
$623price/sqft
$2,665/moest. monthly cost
$106,600/yrincome needed

About This Home

Experience true serenity in the remote and breathtaking Kanaio region of Maui. 1-bedroom, 1-bath cottage sits on Hui land and offers expansive, unobstructed views of the Pacific Ocean. Fee simple 1/2 acre interest in a 50 acre Hui. This home is a blank canvas waiting for someone to put some love into it. Surrounded by wide-open space and natural beauty, this quaint island retreat is ideal for buyers seeking privacy, tranquility, and a slower pace of life. Wake up to ocean breezes, enjoy whale watching during the winter months, and take in dramatic sunsets and star-filled skies year-round. The simple, cozy layout provides a comfortable and low-maintenance lifestyle, allowing you to fully embrace Maui’s off-the-grid charm. Kanaio is known for its rugged coastline, panoramic ocean views, and peaceful atmosphere—far removed from crowds and resort living, yet within reach of Upcountry Maui and island amenities. This is a rare opportunity to own a private ocean-view cottage in one of Maui’s most secluded and authentic locations. Perfect as a personal retreat, creative hideaway, or peaceful escape, this unique property offers a chance to reconnect with nature and experience Maui in its purest form. Buyer encouraged to do their own due dilligence. This is not a driveby property. Will require 4-wheel drive to access.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Kula Elementary SchoolGrades PK-59.9 mi
5/10
King Kekaulike High SchoolGrades 9-1214.4 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Master Bedroom

  • Level: Ground

Property

Details

  • Parcel number: 2210030270000

Features

  • Has view: Yes
  • View description: Mountain/Ocean
  • Has water view: Yes
  • Water view: Mountain/Ocean
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Volcanic Activity
Wildfire
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$74$888
Property Taxes $200$2,400
Electricity $374$4,497
Total$2,665$31,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,371/yr
40% on housing$79,950/yr
45% on housing$71,066/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$623This listing

vs Other Active Listings

Avg $/sqft

ZIP 96790$1,060
Maui + Kalawao County$1,279

vs Homes Sold Last Month

Median $/sqft

ZIP 96790$838
Maui + Kalawao County$796

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$399,000
2010-05-03Sold$185,000

For Sale by Agent

AgentYvienne Peterson RS-57071
BrokerageThe Agency Maui

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