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52 Maple Ave, Cortland, NY, 13045

7beds
3baths
2,160sqft
$154,500
$72price/sqft
$1,506/moest. monthly cost
$60,240/yrincome needed

About This Home

This property has previously been rented to seven students and is currently tenant-occupied. It offers excellent versatility, making it suitable for a variety of owners or investment strategies. There is also strong potential to convert the home into a two-unit property with minimal effort. Conveniently located near downtown, shopping areas, and just minutes from SUNY Cortland. Call for details.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
F E Smith SchoolGrades 3-40.7 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Partially Furnished,Second Kitchen,Bedroom on Main Level
  • Flooring: Carpet,Hardwood,Laminate,Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 11020008604900020260000000
  • Special condition: Standard

Features

  • Exterior features: Gravel Driveway

Lot

  • Lot size: 2,644 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 56 x 46

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $781$9,372
Home Insurance *$86$1,032
Property Taxes $283$3,396
Electricity $356$4,283
Total$1,506$18,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,634/yr
40% on housing$45,180/yr
45% on housing$40,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 13045$129
Cortland County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13045$127
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$154,500
2026-04-22Pending sale$165,000
2026-03-30Listed for sale$165,000
2026-03-13Pending sale$165,000
2026-02-06Listed for sale$165,000
2025-05-01Listing removed$1,500
2025-04-25Listed for rent$1,500
2025-03-31Listing removed$214,900
2024-10-16Listed for sale$214,900
2022-06-06Sold$192,500
2022-03-03Contingent$192,500
2022-02-26Listed for sale$192,500
2015-06-11Listing removed$149,900
2015-04-08Listed for sale$149,900
2014-10-06Listing removed$149,900
2012-06-18Listing removed$138,900
2012-04-19Price change$138,900
2011-02-07Listed for sale$139,900

For Sale by Agent

AgentJerry Hartnett
BrokerageHartnett Realty Solutions

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