41 Greenbush St, Cortland, NY, 13045
About This Home
Excellent investment or owner-occupied opportunity with this well-maintained three-family property generating $36,600 in annual rental income. The building features one spacious three-bedroom unit and two two-bedroom units, each with separate electric and gas meters, allowing for straightforward utility management and strong operating efficiency. Ideally located near public transportation and a nearby park, this property offers convenience that tenants appreciate, contributing to its solid rental history. Off-street parking adds further value and desirability. Whether you are an investor seeking consistent cash flow or a buyer looking to owner-occupy while offsetting expenses with rental income, this versatile property presents an excellent opportunity in a convenient location.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1890
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Frame,Spray Foam Insulation,Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Triplex
- Property subType: Triplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s)
- Window features: Thermal Windows
- Flooring: Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air,Wall Furnace
Interior Area
- Total structure area: 3,052
- Total interior livable area: 3,052 sqft
Property
Details
- Parcel number: 11020008605900020300000000
- Special condition: Standard
Features
- Patio & porch: Balcony
- Exterior features: Balcony
Lot
- Lot size: 3,223 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 52 x 61
Parking
- Parking features: Gravel,Paved,Two or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cortland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $348 | $4,176 |
| Electricity | $504 | $6,052 |
| Total | $1,917 | $23,004 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-11 | Listed for sale | $189,900 |
| 2009-02-26 | Sold | $17,000 |
| 2008-07-08 | Sold | $135,825 |
| 1999-06-25 | Sold | $65,000 |
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