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9348 Ainslie Downs St, Charlotte, NC, 28273

4beds
4baths
2,149sqft
$425,000
$198price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Fantastic End Unit Townhome with Resort-Style Amenities! This stunning three-story end unit townhome features a spacious open floorplan, 4 bedrooms, and 3.5 baths, including a convenient main floor bedroom that can serve as a guest room or office. Plus, there’s a 2-car attached garage for all your storage needs. With lots of windows throughout, you’ll enjoy plenty of natural light and beautiful views of the serene pond and trees right in your backyard. The front yard boasts gorgeous crepe myrtles, adding a lovely touch to the curb appeal. You’ll love the resort-style community amenities, including a fabulous pool area with an outdoor cabana and lounge seating, as well as two community gas grills for those summer cookouts. Plus, there are convenient dog waste stations for pet owners! The HOA takes care of landscaping, lawn maintenance, irrigation, and upkeep of alleys and sidewalks, making for a truly low-maintenance lifestyle. And if you’re looking for convenience, you’re just a short walk away from the Arrowood Light Rail Station, giving you easy access to all that the city has to offer. Don’t miss out on this incredible opportunity—come see for yourself and make this amazing townhome your new home!

Getting Around

37
WalkingCar-Dependent
46
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

2/10
5/10
Carmel MiddleGrades 6-84.3 mi
5/10
South Mecklenburg HighGrades 9-121.9 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Upper Level

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Third

Bedroom S

  • Level: Third

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Upper

Family Room

  • Level: Upper

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,149

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 2,149 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Third

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 20516840
  • Zoning: TOD-CC
  • Special condition: Third Party Approval

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Lower
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Features: End Unit,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$151$1,812
Property Taxes $245$2,940
Electricity $200$2,405
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$172
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$425,000
2026-07-03Listed for sale$430,000
2023-11-03Sold$440,000
2023-09-10Pending sale$429,900
2023-09-06Listed for sale$429,900
2018-03-27Sold$282,000

For Sale by Agent

AgentLisa McRorie
BrokerageColdwell Banker Realty

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