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1050 S Graham St, Stephenville, TX, 76401

--beds
0baths
6,500sqft
$1,300,000
$200price/sqft
$10,264/moest. monthly cost
$410,560/yrincome needed

About This Home

This approximately 6,500 SF flex/commercial property sits on roughly 5 acres along the Bosque River on the south side of Stephenville. The building includes about 4,200 SF of warehouse space, including a 600 SF side addition and a roughly 1,700 SF second floor with a balcony overlooking the property. The main office area is approximately 1,000 SF, with two private offices plus open workspace. An additional 1,300 SF or so covers the conference area, full kitchen, storage, and two restrooms (plumbing roughed in for a third), plus washer/dryer hookups. Built as an all-metal structure with no interior load-bearing walls, the space offers true flexibility to reconfigure or remove interior walls throughout. The warehouse features a 12x12 grade-level roll-up door and a separate 4' walk-through door, with 20-foot clear height and two I-beams suited to a rolling crane, plus two 5-ton HVAC units serving the warehouse area. The main building and large backyard area were filled and graded level by a previous owner, and the current owner brought in additional fill dirt to create a separate, roughly half-acre pad, usable for parking or outdoor space. Site improvements include a TxDOT-permitted commercial entrance with two-way driveway capability, three electric meters, city water connection, and an available city sewer tap (property currently on septic). Around half an acre of parking is in place. Zoned B2, retail and commercial business, verified with the City of Stephenville. Well suited for an owner-user or investor seeking office/warehouse flex space with room to expand. Buyer to verify all information.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Central Elementary SchoolGrades PK-K1.0 mi
9/10
6/10
Stephenville High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Metal
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Features

  • Cable Ready
  • Flooring: Concrete,Laminate,Tile

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 6,500
  • Total interior livable area: 6,500 sqft

Property

Details

  • Parcel number: R000017580

Lot

  • Lot size: 5.09 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$1,181$14,172
Property Taxes $1,797$21,564
Electricity $713$8,564
Total$10,264$123,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$351,908/yr
40% on housing$307,920/yr
45% on housing$273,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 76401$297
Erath County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 76401$192
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$1,300,000

For Sale by Agent

AgentLani Rust
BrokerageMock Ranches Group at Keller Williams Realty

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