187 Tompkins St, Cortland, NY, 13045
About This Home
Charming 3 bed, 2 bath home in the heart of the City of Cortland — ideal location just steps from the college and close to all amenities. Thoughtfully updated and accessible, this home features a wheelchair-accessible entrance, widened halls and an accessible bathroom. Interior updates include refreshed flooring and an open, modern layout; spacious rooms offer comfortable living and flexible use. Systems and appliances are in excellent condition: recent furnace component upgrades, new hot water heater, newer washer and dryer, and a new refrigerator. Outside, a deep backyard provides ample space — room to add a garage or create a private outdoor retreat. Great blend of accessibility, convenience, and move-in-ready updates. Showings are open as of 4/2/2026. Delayed negotiations until 4/6/2026 5 PM
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1909
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Gas Cooktop,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Walk-In Pantry,Programmable Thermostat
- Flooring: Hardwood,Laminate,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,792
- Total interior livable area: 1,792 sqft
Property
Accessibility
- Accessibility features: Accessible Full Bath,Accessible Approach with Ramp,Accessible Doors,Accessible Hallway(s)
Details
- Parcel number: 11020009602400010260000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open,Porch
- Exterior features: Blacktop Driveway,Enclosed Porch,Porch
Lot
- Lot size: 0.52 Acres
- Features: Irregular Lot,Near Public Transit
- Lot size dimensions: 59 x 386
Parking
- Parking features: No Garage,Shared Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cortland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $839 | $10,068 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $304 | $3,648 |
| Electricity | $296 | $3,553 |
| Total | $1,531 | $18,372 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $185,000 |
| 2024-01-05 | Sold | $150,000 |
| 2023-11-10 | Pending sale | $155,000 |
| 2023-10-27 | Contingent | $155,000 |
| 2023-09-25 | Price change | $155,000 |
| 2023-09-01 | Listed for sale | $170,000 |
| 2019-04-18 | Sold | $108,000 |
| 2019-02-22 | Pending sale | $105,900 |
| 2019-02-20 | Listed for sale | $105,900 |
| 2003-08-13 | Sold | $73,600 |
| 1997-11-17 | Sold | $55,000 |
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