See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2769 Lower Cincinnatus Rd, Cincinnatus, NY, 13040

6beds
2baths
2,324sqft
$165,000
$71price/sqft
$1,613/moest. monthly cost
$64,520/yrincome needed

About This Home

Incredible opportunity to own this 6 bedroom 2 full bathroom 2,324 sq ft home that has been owned by the same family for so many years. Home offers outstanding layout for separate living quarters/in-law quarters. First level offers 2 kitchens, and large formal dining room. Living room sits open to dining room. First floor laundry saves your back countless trips up and down basement stairs. Second level offers 6 bedrooms and a second full bathroom. Large barn out back gives plenty of space for storage and/or hobbies. Over half of an acre lot gives great size yard - plenty of room to entertain or simply sit and relax. Deck off of home as well gives great area to barbecue and eat outside. Don't miss out on this opportunity to own this beautiful 6 bedroom 2 full bathroom, 2,324 sq ft home that has been loved, adored and cared for by the same family for so many years!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Cincinnatus High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1850

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Propane Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,See Remarks,Storage,In-Law Floorplan,Workshop
  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 2,324
  • Total interior livable area: 2,324 sqft

Property

Details

  • Parcel number: 11200012300500010550000000
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Gravel Driveway

Lot

  • Lot size: 0.55 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 102 x 235

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$93$1,116
Property Taxes $302$3,624
Electricity $384$4,608
Total$1,613$19,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,302/yr
40% on housing$48,390/yr
45% on housing$43,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 13040$103
Cortland County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13040$120
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$174,900
2026-03-25Listed for sale$174,900

For Sale by Agent

AgentPatrick D Haggerty
BrokerageCentury 21 Leah's Signature

Similar Homes