15 Center St, Mc Graw, NY, 13101
About This Home
Village charmer just waiting for the right buyer. This lovely older home has so much potential and great bones. The house sits on a corner lot that is surrounded by manicured bushes that gives you the privacy you may want. The side door off the back right side of the house has a flagstone patio for relaxing and entertaining. The side yard has plenty of room for gatherings. Nearby there are softball fields and a small park which is in walking distance from the house. Inside the home you will see the large open rooms, a dining room off the kitchen, a cute breakfast nook and a family room in the rear of the house. Under the carpet there is hardwood flooring just waiting to be walked on and have a fresh renewal. There are also built-ins that are made of African Mahogany, while the kitchen cabinets are as well. The countertop in the kitchen is genuine marble. The upstairs has three large bedrooms, one of which has an attached room that could be used as a nursery or office. The fourth bedroom is a bit smaller while in the middle of the upstairs is a dressing room with built-in cabinets. You would not believe the storage this house has! Above the garage is a huge open attic space just waiting to be finished into a great game room or whatever you want. There are two entries to the upper garage area, with one being on the outside. The property is within a few miles of I81. McGraw is located between Binghamton and Syracuse, NY. Easy commute to both areas! Don't miss the opportunity to own this one-of-a-kind property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1869
Materials
- Foundation: Stone
- Roof: Asphalt,Membrane,Rubber
- Construction materials: Cedar,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story,Tudor
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Breakfast Area,Cedar Closet(s),Ceiling Fan(s),Den,Separate/Formal Dining Room,Separate/Formal Living Room,Country Kitchen
- Flooring: Hardwood,Tile,Varies
- Number of fireplaces: 2
- Fireplace: Yes
Heating
- Heating features: Gas,Baseboard,Hot Water
Interior Area
- Total structure area: 2,583
- Total interior livable area: 2,583 sqft
Property
Details
- Parcel number: 11220308801900010250000000
- Special condition: Standard,Trust
Features
- Exterior features: Blacktop Driveway
Lot
- Lot size: 0.60 Acres
- Features: Corner Lot,Irregular Lot,Residential Lot
- Lot size dimensions: 179 x 144
Parking
- Total spaces: 2
- Parking features: Detached,Electricity,Garage,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cortland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $529 | $6,348 |
| Electricity | $426 | $5,122 |
| Total | $2,542 | $30,504 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $289,000 |
| 2026-07-10 | Listed for sale | $310,000 |
| 1994-09-20 | Sold | $124,900 |
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