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487 Mastic Road, Mastic Beach, NY, 11951

1beds
1baths
920sqft
$439,000
$477price/sqft
$3,278/moest. monthly cost
$131,120/yrincome needed

About This Home

From the moment you step inside, you'll realize this isn't the home you were expecting. You will appreciate the beautifully updated living spaces, and the warm welcoming feel that makes this home truly stand out. The well designed kitchen features elegant marble counter-top, timeless tile backsplash and updated kitchen cabinetry. Primary bedroom comes equip with an oversized closet and gorgeous barndoors. New flooring through-out including ceramic tile in the kitchen and bathroom. Then step outside...the backyard yard is where this property becomes unforgettable. It truly is like a park-like oasis offering the perfect setting for relaxing mornings, or entertaining friends and family. Need room for your hobbies, vehicles or extra storage? The spacious two-car garage offers endless possibilities- from protecting your cars to creating the perfect workshop, or hobby space. Conveniently located near shopping, restaurants, Mastic-Shirley LIRR, Smith Point Beach and local parks. This property may offer future commercial/mixed-use potential, creating added flexibility and long term value. Subject to Town of Brookhaven approvals.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
3/10
William Floyd High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Actual,Updated/Remodeled
  • Year built: 1951

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Entrance Foyer
  • Flooring: Ceramic Tile,Vinyl
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 0200969001200009000
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 2
  • Parking features: Driveway,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$221$2,652
Property Taxes $592$7,104
Electricity $246$2,954
Total$3,278$39,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,388/yr
40% on housing$98,340/yr
45% on housing$87,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 11951$301
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11951$364
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$439,000

For Sale by Agent

AgentMarie Schulz PSA SRS CBR
BrokerageSignature Premier Properties

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