122 Church Drive, Mastic Beach, NY, 11951
About This Home
Welcome to 122 Church Drive in the heart of Mastic Beach, a charming 2-bedroom, 1-bathroom home offering comfort, convenience, and important mechanical updates. This well-maintained property features oil heat with an oil burner that is approximately 3 years old, providing added peace of mind for the next owner. The roof is approximately 9 years old, and a split air-conditioning system keeps the home comfortable during the warmer months. The kitchen is equipped with a propane gas stove, offering efficient cooking and the responsiveness many home chefs prefer. Located in a residential neighborhood, this home is close to local parks, beaches, shopping, restaurants, and everyday conveniences. Residents enjoy easy access to outdoor recreation, including nearby waterfront areas, nature preserves, and boating opportunities, while major roadways and the Long Island Rail Road make commuting and travel throughout Long Island convenient.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1940
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Breakfast Bar,Formal Dining
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Attic: None
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Ductless
Interior Area
- Total structure area: 1,069
- Total interior livable area: 1,069 sqft
Property
Details
- Parcel number: 0200969001400009000
- Special condition: None
Features
- Fencing: Back Yard
Lot
- Lot size: 0.25 Acres
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $246 | $2,952 |
| Property Taxes | $660 | $7,920 |
| Electricity | $246 | $2,954 |
| Total | $3,624 | $43,488 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $489,000 |
| 2005-09-14 | Sold | $248,000 |
View on Zillow