610 McLean Rd, Cortland, NY, 13045
About This Home
OPEN HOUSE ON SUNDAY, 8/16 10am-Noon NOW OFFERING a $5000 credit to the new owners to refresh the space any way you like to make it yours! Welcome to this impressive 3,582 sq. ft. home offering the perfect blend of space, comfort, and convenience. Featuring 4 bedrooms and 3.5 bathrooms, this spacious residence is designed to accommodate both everyday living and memorable gatherings. The oversized primary suite serves as a private retreat, complete with a generous walk-in closet and a luxurious en-suite bathroom featuring a relaxing jetted tub. Multiple living and entertaining areas throughout the home provide flexibility for hosting guests, working from home, or simply unwinding. Step outside and enjoy the many outdoor spaces designed for relaxation and recreation, including an above-ground pool and a beautiful country setting. Situated on a double lot totaling 1.3 acres, you'll appreciate the extra room to spread out while still benefiting from municipal services. Conveniently located just five minutes from shopping, restaurants, a movie theater, and even mini-golf, this property offers the tranquility of country living without sacrificing modern conveniences. A rare opportunity to enjoy space, privacy, and accessibility all in one exceptional home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1991
Materials
- Foundation: Block
- Construction materials: Brick,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Breakfast Bar,Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Pantry,Solid Surface Counters,Bath in Primary Bedroom
- Flooring: Carpet,Ceramic Tile,Hardwood,Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,470
Heating
- Heating features: Gas,Baseboard,Hot Water
Interior Area
- Total structure area: 3,582
- Total interior livable area: 3,582 sqft
Property
Details
- Parcel number: 95.140129.120
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Above Ground
- Patio & porch: Covered,Patio,Porch
- Exterior features: Blacktop Driveway,Pool,Patio
Lot
- Lot size: 1.30 Acres
- Features: Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 100 x 284
Parking
- Total spaces: 2
- Parking features: Underground,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cortland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $731 | $8,772 |
| Electricity | $591 | $7,103 |
| Total | $3,561 | $42,732 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $399,000 |
| 2026-06-09 | Listed for sale | $420,000 |
| 2024-07-30 | Sold | $400,000 |
| 2024-05-29 | Contingent | $380,000 |
| 2024-05-14 | Listed for sale | $380,000 |
| 2004-06-23 | Sold | $92,500 |
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