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5209 Mill Creek Rd, Owingsville, KY, 40346

2beds
0baths
1,120sqft
$799,999
$714price/sqft
$5,515/moest. monthly cost
$220,600/yrincome needed

About This Home

Consider this unique business opportunity! Amish-owned commercial organic egg production operation, with more than 10,000 free-range pasture-raised chickens, already living on the property, within a 25-acre fenced area. The 265' X 50' commercial organic chicken barn is solar-powered and was constructed in 2023. With supply contracts already in place, it has been a very profitable income-producing business for the past 3 years. (Documentation can be provided to qualified buyers.) Inside the chicken barn, there is a cooler room, an engine room, an egg room, and the capacity to house 10,000 chickens. All refrigeration equipment and lighting within the chicken barn is powered by a battery bank supplied by 15 solar panels. With a couple of minor modifications, this operation has the potential to be fully automated! The 1,120 square foot living quarters, currently being used as the sellers' primary home, could easily be finished to make a cozy home for a small family, or it could be converted to house the office space you'll require for your new egg production business. It is constructed with metal paneling inside and out, which would make it very easy to install plumbing and wiring. Out front, you will enjoy the full-length front porch, and inside there is a spacious open area currently being used as a kitchen/living area. The large pantry could easily be converted to a full bathroom. The 2 bedrooms are not completely trimmed, but present you with two blank slates to be finished with your personal touches. A 30' X 24' barn with 3 stalls and a hay loft, an 8' lean-to in the front, and 12' shed in the back is ready for horses or ponies. There are 2 separate water meters on the property, but neither the living quarters nor business is connected to public water. (Water has been run to frost-free hydrants near each structure.) A 200-amp electrical service meter is located close to the road at the 'phone shack'. Although none of the structures currently have utilities connected, both electrical wiring and plumbing could easily be installed for modern convenience. 90% of the property was fenced with woven-wire perimeter fencing in 2023. Mill Creek (a flat-bottom creek) runs the length of the acreage, 10 acres of which is wooded. This is a one-of-a-kind opportunity to buy a successful business on 37 beautiful acres of peaceful serenity. There are very few options on the market wherein you can work, play, and LIVE all in the middle of a beautiful valley with fresh air and no close neighbors! Let the chickens roam and do what they do...they will be working for you! (All chickens, barn equipment, feed, and bedding convey with the sale of the property.)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Bath County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2013

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0580000002.04
  • Horse amenities: Barn,See Remarks

Features

  • Levels: One
  • Fencing: Wire
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s),Farm
  • Topography of land: Hilly, Gentle Sloping, Wooded, Cleared

Lot

  • Lot size: 36.89 Acres
  • Features: Cleared,Wooded,Gentle Sloping,Bottomland,Hilly

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$481$5,772
Property Taxes $835$10,020
Electricity $154$1,850
Total$5,515$66,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,085/yr
40% on housing$165,450/yr
45% on housing$147,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$714This listing

vs Other Active Listings

Avg $/sqft

ZIP 40346$153
Bath County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 40346$174
Bath County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$799,999

For Sale by Agent

AgentMelanie Dawn S Jones
BrokerageUnited Real Estate Bluegrass

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