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8586 Stulltown Rd, Owingsville, KY, 40360

6beds
0baths
2,779sqft
$449,999
$162price/sqft
$3,313/moest. monthly cost
$132,520/yrincome needed

About This Home

Tucked behind a long, private gated drive and surrounded by rolling pasture, this one-of-a-kind country property offers a peaceful retreat designed for a simpler, more self-sufficient way of living. Set on approximately 40 acres of mostly fenced land with multiple pastures, this property is ideal for those looking to embrace a homesteading lifestyle, raise livestock, or enjoy wide-open space and privacy. As you arrive, you're welcomed by tree-lined seclusion, the sound of a gently flowing creek, and open fields where horses can roam. The creek along the back of the property creates a picture-perfect setting—whether it's skipping rocks, cooling off on a warm day, or simply enjoying the peaceful surroundings. A field of seasonal wildflowers adds to the charm, creating a truly scenic backdrop. The home offers a traditional layout with generous living space, including six bedrooms, a large living area, and a spacious kitchen with room for gathering. There is also a summer kitchen, pantry storage, and an unfinished basement with tall ceilings, offering potential for additional living space if desired. The property is currently set up for a more self-reliant lifestyle, featuring a rainwater collection system and a pump-style sink, with water and electric available on site for future connection. Outbuildings are well-suited for agricultural use, including a substantial barn with multiple stalls, hay loft, feed room, and sorting area, along with additional structures for equipment, small livestock, and poultry. The land offers a mix of pasture and wooded areas, a natural spring, and even a small cave—adding both function and character. Outdoor spaces include a large deck overlooking the farm, covered porch areas, and thoughtfully designed features for working animals and daily farm life. Whether you're looking to create a working farm, a recreational retreat, or a private escape from the pace of town, this property offers the flexibility to make it your own. Conveniently located just minutes from Owingsville, Mt. Sterling, and I-64, you can enjoy the quiet of country living without being far from everyday amenities. Financing options may be available for qualified buyers—reach out for more details on pathways to ownership.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Bath County High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partial,Unfinished,Walk-Out Access,Walk-Up Access

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Eat-in Kitchen
  • Flooring: Hardwood,Other
  • Finished area below ground: 0
  • Finished area above ground: 2,779

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 2,779
  • Total interior livable area: 2,779 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 046000000003.14

Features

  • Levels: Two
  • Fencing: Other,Wire
  • Has view: Yes
  • View description: Rural,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 40.10 Acres
  • Features: Secluded,Wooded

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$350$4,200
Property Taxes $469$5,628
Electricity $219$2,633
Total$3,313$39,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,588/yr
40% on housing$99,390/yr
45% on housing$88,346/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 40360$138
Bath County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 40360$134
Bath County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$449,999
2026-04-01Listing removed$465,000
2025-12-05Price change$465,000
2025-10-20Listed for sale$495,000
2025-10-09Listing removed$495,000
2025-06-10Price change$495,000
2025-04-03Listed for sale$500,000

For Sale by Agent

AgentRebakah R Goodpaster
BrokerageKeller Williams Legacy Group

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