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2140 Rustic Oak Lane, Rio Vista, CA, 94571

2beds
2baths
1,912sqft
$579,900
$303price/sqft
$3,882/moest. monthly cost
$155,280/yrincome needed

About This Home

Part of our exclusive luxury home collection, this beautifully designed single-story residence offers refined living in Summit at Libertya charming 55+ community in Rio Vista. From the moment you step inside, you'll notice the thoughtful design and upscale finishes throughout. This spacious new construction home features two bedrooms, two full baths, and a bright, open-concept layout that seamlessly connects the family room, kitchen, and dining areaperfect for entertaining or simply enjoying everyday comfort. The private owner's suite is a true retreat, showcasing a spa-inspired en-suite bathroom with modern finishes and generous space. As part of our luxury line, this home comes fully equipped with premium, designer-selected upgrades included at no additional cost: energy-efficient Whirlpool® appliances, gleaming granite countertops, rich oversized wood cabinetry, two-inch faux wood blinds on all operable windows, included solar panels, and more. Experience elevated living in a home that combines elegance, functionality, and the vibrant lifestyle of a premier 55+ community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
3/10
Riverview Middle SchoolGrades 7-83.7 mi
4/10
Rio Vista High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Concrete,Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Concrete,Fiber Cement,Lap Siding,Masonry Reinforced,Stucco,Wall Insulation,Wood

Other

  • Builder name: LGI Homes - CA, LLC.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Electric Cooktop,Free-Standing Refrigerator,Microwave,Tankless Water Heater
  • Laundry features: Electric,Ground Floor,Hookups Only

Basement

  • Basement: None

Bathroom

  • Features: Low-Flow Toilet(s),Shower Stall(s)
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Window features: Dual Pane Partial,Low Emissivity Windows,Weather Stripped,Screens
  • Flooring: Carpet,Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,912
  • Total interior livable area: 1,912 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen Island,Island w/Sink,Pantry Closet
  • Level: Main

Living Room

  • Features: Great Room
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Granite,Low-Flow Toilet(s),Soaking Tub,Walk-In Closet(s),Window

Master Bedroom

  • Features: Ground Floor,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 0176393090
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio,Front Porch
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 7,000 sqft
  • Features: Sprinklers In Front,Curb(s),Landscape Front,Low Maintenance,Shape Regular,Street Lights,Sidewalk/Curb/Gutter

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Inside Entrance,Private,Uncovered Parking Spaces 2+,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Solano County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$164$1,968
Property Taxes $376$4,512
Electricity $410$4,920
Total$3,882$46,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,097/yr
40% on housing$116,460/yr
45% on housing$103,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 94571$231
Solano County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 94571$271
Solano County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$579,900
2026-03-19Price change$597,900
2026-03-05Listed for sale$593,900
2026-01-23Listing removed$597,900
2026-01-11Listed for sale$597,900
2025-12-19Listing removed$597,900
2025-10-02Price change$597,900
2025-07-31Price change$591,900
2025-07-01Price change$601,900
2025-05-29Listed for sale$595,900

New Construction Spec

AgentJeanine M Roach
BrokerageLGI Realty - California, Inc.

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