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2038 Rustic Oak Ln, Rio Vista, CA, 94571

3beds
2baths
2,076sqft
$570,000
$275price/sqft
$4,128/moest. monthly cost
$165,120/yrincome needed

About This Home

Welcome to 2038 Rustic Oak Lane in the desirable Summit at Liberty 55+ community! This beautifully designed single-story home offers spacious living with an open-concept layout perfect for both everyday living and entertaining. The thoughtfully appointed kitchen flows seamlessly into the main living area, while the private primary suite provides a relaxing retreat. Throughout the home, you'll find quality finishes and energy-efficient features designed for comfort and convenience. Step outside to a beautifully landscaped, low-maintenance backyard with plenty of room for gardening, a hot tub for relaxing evenings, and the perfect setting to enjoy stunning sunset views. With no neighbors directly across the street and a park just steps away, the home offers a peaceful and private setting. Additional highlights include a whole-house water purification system and two Tesla Powerwalls, providing reliable backup power during outages and added peace of mind. This exceptional property combines modern amenities with resort-style living in one of Rio Vista's premier active adult communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
3/10
Riverview Middle SchoolGrades 7-83.6 mi
4/10
Rio Vista High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle,Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Gas Water Heater,ENERGY STAR Qualified Appliances,Built-In Gas Range
  • Laundry features: Laundry Room,Inside Room,Gas Dryer Hookup,Cabinets

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Tile,Luxury Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,076 sqft

Kitchen

  • Features: Pantry Closet,Kitchen/Family Combo,Kitchen Island,Granite Counters

Property

Details

  • Parcel number: 0176413060
  • Special condition: Standard
  • Other equipment: Water Filter System

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,601 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Solano County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$161$1,932
Property Taxes $640$7,680
Electricity $445$5,342
Total$4,128$49,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,531/yr
40% on housing$123,840/yr
45% on housing$110,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 94571$231
Solano County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 94571$271
Solano County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$570,000
2023-12-14Sold$571,900
2023-11-09Pending sale$571,900
2023-11-03Price change$571,900
2023-10-27Price change$572,900
2023-09-15Price change$593,900
2023-08-04Price change$581,900
2023-06-15Listed for sale$563,900

For Sale by Agent

AgentSamantha Mercado
BrokeragePMZ Real Estate

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