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46 Atlantic Avenue, Vinalhaven, ME, 04863

5beds
4baths
3,664sqft
$999,000
$273price/sqft
$7,158/moest. monthly cost
$286,320/yrincome needed

About This Home

Situated along Atlantic Avenue, one of Vinalhaven's most desirable and historic neighborhoods, this distinguished 19th-century home holds a prominent position overlooking Carvers Harbor. Just a short walk to downtown shops, restaurants, and the harbor, the location offers both convenience and a strong connection to daily island life. From its elevated vantage point, the home enjoys views over the harbor, where the steady movement of boats and spectacular sunsets shape the daily experience of living here. A mooring in Carvers Harbor also conveys with the property, offering immediate access to the water and an exceptional amenity for boating enthusiasts. Originally built in the 1800s, the home carries a rich architectural legacy that has been thoughtfully reimagined through a complete restoration and renovation in 2024. Offering over 3,600 square feet, the flexible layout includes five bedrooms, four bathrooms, and two full kitchens, supporting a range of living options including multi-generational living or use as an apartment or short-term rental. Carefully selected materials and finishes--maple flooring, fir ceilings, shaker-style kitchens, and tiled baths--blend seamlessly with modern systems. A vaulted great room on the second level captures harbor views through a wall of windows, creating a bright and inviting space ideal for gathering and entertaining. This level brings together the kitchen, dining, and living areas, complemented by a wet bar that enhances the space for hosting. Two south-facing decks extend the living outdoors. At the rear of the property, a classic stone wall leads to direct access to the Armbrust Hill Nature Preserve trail system, connecting the home to an extensive network of protected walking trails. Altogether, this is a rare opportunity to own a beautifully restored historic home with modern versatility, harbor views, and direct access to both land and sea--capturing the very best of Vinalhaven living.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

3/10
Vinalhaven SchoolGrades PK-120.5 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Granite,Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Clapboard,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Englander
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Exterior Entry,Partial,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: First

Features

  • 1st Floor Bedroom,1st Floor Primary Bedroom w/Bath,Bathtub,In-Law Floorplan,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,664

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,664
  • Total interior livable area: 3,664 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: VINAM018L142
  • Zoning: Residential

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Scenic
  • Waterbody name: Carvers Harbor

Lot

  • Lot size: 0.55 Acres
  • Features: Abuts Conservation,City Lot,Near Town,Neighborhood,Open Lot,Rolling Slope

Parking

  • Parking features: Gravel,1 - 4 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Winter Weather
Hurricane
Landslide
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance $499$5,988
Property Taxes $1,076$12,912
Electricity $532$6,391
Total$7,158$85,896

Income You'd Need if You Spent...

35% on housing$245,417/yr
40% on housing$214,740/yr
45% on housing$190,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 04863$271
Knox County$327

vs Homes Sold Last Month

Median $/sqft

ZIP 04863
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$1,100,000
2025-12-24Listing removed$1,279,000
2025-08-05Price change$1,279,000
2025-04-21Listed for sale$1,439,000
2025-03-28Listing removed$1,599,000
2024-09-19Price change$1,599,000
2024-07-04Listed for sale$1,675,000
2023-05-01Sold$400,000
2023-03-27Contingent$449,000
2023-03-18Listed for sale$449,000

For Sale by Agent

AgentClaire Jackson
BrokerageRock Coast Realty

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