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2771 Center Rd, Mc Graw, NY, 13101

3beds
2baths
1,248sqft
$139,000
$111price/sqft
$1,263/moest. monthly cost
$50,520/yrincome needed

About This Home

Set on 2.08 secluded acres, this 3-bedroom, 2-full-bath double-wide home offers plenty of space and privacy in a quiet, tucked-away location. The property features handicap-accessible elements, a newly painted exterior, and a freshly updated entryway floor, giving it a start for new owners. While the home does need work, it provides an opportunity to customize and add value to a property with potential. With its peaceful surroundings and generous outdoor space, this home is ideal for those seeking a peaceful setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Marathon High SchoolGrades 7-126.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Poured,Slab
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dishwasher,Electric Oven,Electric Range,Oil Water Heater,Refrigerator,See Remarks,Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Kitchen/Family Room Combo,Living/Dining Room,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Carpet,Hardwood,Laminate,Tile,Varies

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Accessible Kitchen,Low Threshold Shower,Other,Accessible Approach with Ramp,Accessible Entrance

Details

  • Parcel number: 11260012000000060080000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway,Gravel Driveway

Lot

  • Lot size: 2.08 Acres
  • Features: Agricultural,Irregular Lot
  • Lot size dimensions: 271 x 336

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$61$732
Property Taxes $254$3,048
Electricity $246$2,954
Total$1,263$15,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,302/yr
40% on housing$37,890/yr
45% on housing$33,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 13101$118
Cortland County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13101$116
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-24Listed for sale$139,000
2025-11-03Listing removed$125,000
2025-09-04Price change$125,000
2025-06-09Listed for sale$139,900

For Sale by Agent

AgentKiara Lyon
BrokerageHage Real Estate

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