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1601 El Dorado Ave, Modesto, CA, 95358

--beds
0baths
522sqft
$199,990
$383price/sqft
$1,588/moest. monthly cost
$63,520/yrincome needed

About This Home

Presenting a rare value-add opportunity in Modesto, this residential lot offers savvy investors and builders a blank canvas to unlock significant upside. Situated within a designated redevelopment and incentive zone, the property features a fenced-in yard and a generous 6,000 sq ft lot, providing ample space for creative expansion or a complete transformation. The existing 522 sq ft structure is down to the studs, making it ideal for those seeking a project with substantial potential. Strategically located near major commuter routes CA-99 and CA-132, this site is perfectly positioned for future residents who value accessibility and convenience. The open yard space invites a variety of possibilities, from expanding the current footprint to designing a new single-family home tailored to modern living. The surrounding area is experiencing renewed interest, making this an opportune moment to capitalize on the neighborhood's growth trajectory. For those looking to scale their investment, an adjacent property featuring both a home and an ADU is also available, offering the potential for a larger assemblage or multi-phase redevelopment. Whether you're an investor seeking a high-upside repositioning play or a builder ready to bring new life to a promising site, this Modesto property stands out as a compelling canvas for your next project.

Getting Around

56
WalkingSomewhat Walkable
34
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Thomas Downey High SchoolGrades 9-123.8 mi

Construction

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Dining Room

  • Features: Other

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 522 sqft

Kitchen

  • Features: Other Counter

Property

Details

  • Parcel number: 056031006000
  • Zoning: SFR
  • Special condition: In Foreclosure

Lot

  • Lot size: 5,998 sqft
  • Features: Shape Regular

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$58$696
Property Taxes $121$1,452
Electricity $398$4,786
Total$1,588$19,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,445/yr
40% on housing$47,640/yr
45% on housing$42,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 95358$269
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95358$300
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Pre-Foreclosure

AgentRicardo Gil
BrokerageGil's Real Estate

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