58 Cortland St, Homer, NY, 13077
About This Home
Welcome to this charming 4 bedroom, 1 full bathroom Ranch in the Village of Homer. Nestled on nearly 1/3 of an acre, the generous back yard offers room for gardening, recreation, entertaining, or simply enjoying the outdoors. Recent updates include a brand-new steel roof, new boiler, newer hot water heater, renovated bathroom, some new flooring, fresh interior and exterior paint, new gutters, and several new baseboard heaters. The home features an eat-in kitchen with tons of cabinet space, formal dining room and convenient mudroom, providing plenty of functional living space. Walking distance to shopping, dining and entertainment that the village has to offer. Close proximity to Route 81, making this a central location for commuting to Syracuse, Binghamton, or even Ithaca. This home offers low maintenance with the upgraded mechanicals, but leaves room for potential to make it your own with finishing touches. A wonderful opportunity to own a home in the Village of Homer with a spacious lot and great potential. Don't miss your chance to see this one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1947
Materials
- Foundation: Block
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Gas Water Heater,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 4
Features
- Separate/Formal Dining Room,Eat-in Kitchen,Galley Kitchen,Bedroom on Main Level
- Flooring: Hardwood,Luxury Vinyl,Varies
Heating
- Heating features: Gas,Baseboard,Hot Water
Interior Area
- Total structure area: 1,606
- Total interior livable area: 1,606 sqft
Property
Details
- Parcel number: 11300107603400010040000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway,Fence
- Fencing: Partial
Lot
- Lot size: 0.27 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 60 x 217
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cortland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $293 | $3,516 |
| Electricity | $265 | $3,184 |
| Total | $1,444 | $17,328 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $159,900 |
| 2026-06-18 | Listed for sale | $160,000 |
| 2026-05-19 | Listing removed | $129,888 |
| 2026-04-13 | Price change | $129,888 |
| 2026-03-13 | Price change | $139,888 |
| 2026-02-15 | Price change | $149,888 |
| 2026-02-01 | Price change | $169,888 |
| 2026-01-15 | Listed for sale | $187,000 |
| 2025-05-31 | Listing removed | -- |
| 2025-02-18 | Listed for sale | $155,000 |
| 2019-12-27 | Sold | $80,000 |
| 2019-10-30 | Pending sale | $79,900 |
| 2019-09-01 | Price change | $79,900 |
| 2019-07-25 | Listed for sale | $89,900 |
| 2019-07-11 | Pending sale | $89,900 |
| 2019-06-30 | Price change | $89,900 |
| 2019-05-30 | Price change | $94,000 |
| 2019-03-31 | Price change | $99,000 |
| 2019-03-01 | Listed for sale | $102,000 |
| 2012-03-16 | Listing removed | $89,900 |
| 2012-02-26 | Listed for sale | $89,900 |
For Sale by Agent
View on Zillow