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1720 Little York Crossing Rd, Homer, NY, 13077

3beds
1baths
1,422sqft
$219,000
$154price/sqft
$1,860/moest. monthly cost
$74,400/yrincome needed

About This Home

Welcome to this Unique older style solid home located on Little York Lake. 3 Bedroom, 1 bath 2 story home with so much character and space. Mudroom, with washer and dryer, front porch, back porch, and a screened in porch that runs along the front, just in case you can't decide where to relax? Cozy kitchen, dining room and even a bedroom on the first floor & 2 bedrooms upstairs. Carpet in living room and dining room cover hardwood floors, with love they can be brought back to life. 2+ car garage/barn, with 3 stories which offers so much storage. Let's not forget the small shed out back, and another large out building great for storing outdoor furniture and so much more. This property has so much to offer the next owner, all this located on Little York Lake, with water views and access from back yard. You won't be disappointed!!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Homer Junior High SchoolGrades 6-83.8 mi
8/10
Homer Senior High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1870

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Separate/Formal Living Room,Solid Surface Counters,Natural Woodwork,Window Treatments,Bedroom on Main Level
  • Window features: Drapes,Thermal Windows
  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,422
  • Total interior livable area: 1,422 sqft

Property

Details

  • Parcel number: 11308904700500010150000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Enclosed Porch,Gravel Driveway,Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Lower Little York Lake
  • Frontage length: 50

Lot

  • Lot size: 0.57 Acres
  • Features: Agricultural,Irregular Lot,Residential Lot
  • Lot size dimensions: 122 x 203

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$106$1,272
Property Taxes $401$4,812
Electricity $246$2,954
Total$1,860$22,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,771/yr
40% on housing$55,800/yr
45% on housing$49,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 13077$218
Cortland County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 13077$150
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Listed for sale$219,000
2025-10-31Listing removed$249,900
2025-10-08Price change$249,900
2025-09-23Listed for sale$299,000
2003-07-10Sold$100,000

For Sale by Agent

AgentPamela Williams
BrokerageYaman Real Estate

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