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116 10th STREET, Racine, WI, 53403

8beds
8baths
9,635sqft
$1,000,000
$104price/sqft
$7,758/moest. monthly cost
$310,320/yrincome needed

About This Home

Welcome to Racine's legendary Christmas House! This massive estate is a remarkably rare opportunity to own a sprawling piece of local history. With soaring ceilings, stunning woodwork, and a grand staircase, its sheer scale and prestige command attention. Overlooking Lake Michigan and next to the college, you are actually getting two properties in one! The breathtaking main home pairs with a detached carriage house out back, offering unmatched value. Create the ultimate family compound, live in grand luxury, or generate premium income via Airbnb, traveling nurses, or student housing. It's a million-dollar lifestyle with endless versatility to match. Claim this monumental masterpiece!

Getting Around

70
WalkingSomewhat Walkable
45
TransitSome Transit
60
BikeBikeable

Schools

2/10
Johnson Elementary SchoolGrades PK-52.9 mi
--
Walden Iii Middle SchoolGrades 6-80.4 mi
3/10
Case High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1890

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian/Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Tub Only,Ceramic Tile,Dual Entry Off Master Bedroom,Whirlpool,Master Bedroom Bath,Shower Over Tub,Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Separate Quarters,Pantry,Walk-thru Bedroom
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Radiant/Hot Water
  • Cooling features: Wall/Sleeve Air

Interior Area

  • Total structure area: 9,635
  • Total interior livable area: 9,635 sqft

Property

Details

  • Parcel number: 276000000523001
  • Zoning: OI
  • Exclusions: Sellers Personal Property

Features

  • Levels: Multi-Level
  • Has spa: Yes
  • Spa features: Bath
  • Living area range: 3501 or more,5001 or more,2501 or more

Lot

  • Lot size: 0.33 Acres
  • Features: Sidewalks

Parking

  • Parking features: Detached,1 Space
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$597$7,164
Property Taxes $1,200$14,400
Electricity $905$10,864
Total$7,758$93,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,988/yr
40% on housing$232,740/yr
45% on housing$206,880/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 53403$302
Racine County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 53403$159
Racine County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$950,000
2026-07-30Price change$1,000,000
2026-07-08Price change$1,100,000
2026-06-05Listed for sale$1,200,000
2006-06-20Sold$150,000

For Sale by Agent

AgentPatrick Komperda
BrokerageRoyal Brokers LLC

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