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2708 Chardonnay Ln, Lodi, CA, 95242

3beds
2baths
1,595sqft
$564,000
$354price/sqft
$3,951/moest. monthly cost
$158,040/yrincome needed

About This Home

If you're looking for a pristine and turn-key 2019-build, this is the one for you! Downsizers, First-time buyers, Remote workers.. check this one out. Welcome to this single story craftsman style home in The Vine, a charming gated community. Step inside to a split floor plan that places the primary suite on one end and a dedicated guest bedroom wing on the other; the perfect layout for privacy (multi-gen / guests / work-from-home). The living, dining, and kitchen areas flow seamlessly together, ideal for easy everyday living and entertaining, all set against luxury vinyl plank, tile, and carpet flooring throughout. The kitchen impresses with upgraded granite countertops, stylish backsplash, and large island with sink and bar seating. Gray shaker cabinets with custom pull-out shelving keep everything organized. (Sellers will leave the refrigerator and other items, see attached list!) In the primary suite, a walk-in closet, double sinks, extra cabinetry, and an oversized shower create a true escape. Plantation shutters, tankless water heater, and easy-care yard add to the home's effortless appeal, while the community park and reasonable HOA fees make everyday life even sweeter. Add in an unbeatable location, secure behind private gates and also just minutes from shopping, dining, and commuter routes, and this home truly checks all the boxes. PLUS, Lodi was recently named America's Favorite Small Town by Parade Magazine; just one more reason to make this home yours!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Lodi Middle SchoolGrades 7-81.1 mi
5/10
Tokay High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stone,Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Free-Standing Refrigerator,Gas Cooktop,Dishwasher,Disposal,Microwave,Tankless Water Heater
  • Laundry features: Laundry Room,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Bar,Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Carpet,Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,595 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s)

Property

Details

  • Parcel number: 027440540000
  • Zoning: R1
  • Special condition: Trust

Features

  • Fencing: Back Yard

Lot

  • Lot size: 3,911 sqft
  • Features: Auto Sprinkler F&R,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,851$34,212
Home Insurance *$129$1,548
Property Taxes $573$6,876
Electricity $398$4,786
Total$3,951$47,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,462/yr
40% on housing$118,530/yr
45% on housing$105,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 95242$312
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95242$314
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$564,000
2026-07-19Price change$569,000
2026-06-11Price change$579,900
2026-05-22Listed for sale$589,000
2019-07-17Sold$410,500

For Sale by Agent

AgentLindsey Hyske
BrokerageSchaffer & Company, Realtors

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