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17203 Rosamond St, Lathrop, CA, 95330

4beds
4baths
3,735sqft
$1,024,800
$274price/sqft
$7,585/moest. monthly cost
$303,400/yrincome needed

About This Home

Experience elevated living in this exceptional semi custom smart home in the prestigious River Islands community. Showcasing over $150,000 in premium upgrades & a coveted lake view front patio, this immaculate residence blends sophisticated design, cutting edge technology & effortless luxury. Originally a 5 bedroom, 4.5 bathroom layout, the home was thoughtfully custom remodeled into a spacious 4 bedroom, 3.5 bathroom masterpiece. This reconfiguration created a spectacular media/theater room complete with a projector & movie screen, creating the ultimate setting for entertaining & unforgettable movie nights. The expertly designed floor plan offers a grand sense of space, featuring soaring ceilings, a beautifully upgraded staircase, abundant natural light, a formal den or sitting room, an expansive family room, a pocket office, & a versatile loft. At the heart of the home is a fully upgraded, chef inspired kitchen featuring premium countertops, a massive granite island, premium stainless steel appliances, a black cast iron sink, soft close cabinetry, a walk in pantry, & an impressive Sub Zero refrigerator. The luxurious main level primary suite provides a private retreat, while upstairs you'll find spacious secondary bedrooms, including a Jack & Jill bath and an additional ensuite bedroom ideal for guests. The bathrooms have been thoughtfully updated with bidets for an elevated, eco friendly touch that conserves bath tissue.Designed for seamless indoor outdoor living, the covered California Room opens to low maintenance landscaping, allowing year round enjoyment. A private courtyard off the downstairs office offers a tranquil space to relax, while the lake view front patio provides a picturesque setting for morning coffee or evening sunsets. Additional Premium Highlights: Whole Home Smart Technology: Fully upgraded smart lighting throughout, seamlessly compatible with Alexa & Google Assistant for effortless voice control. EV Ready: The tandem 3 car garage is equipped with a dedicated Tesla Wall Connector. Energy & Efficiency: Paid for solar panels, a whole home water filtration system, reverse osmosis, & instant hot water systems. Designer Finishes: Luxury vinyl plank flooring, crown molding, built in cabinetry, ceiling fans throughout, & extensive electrical upgrades. Located within River Islands, one of Lathrop's most sought after master planned communities, residents enjoy exceptional amenities, scenic lakes, parks, trails, & an unparalleled lifestyle.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Banta ElementaryGrades K-84.3 mi
6/10
River Islands HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Cabinets,Sink,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Dining/Family Combo

Features

  • Flooring: Carpet,Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,735 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub

Property

Details

  • Parcel number: 210340690000
  • Zoning: R1
  • Special condition: Standard
  • Other equipment: Home Theater,Water Filter System

Features

  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 6,307 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 3
  • Parking features: Attached,Tandem,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,181$62,172
Home Insurance *$183$2,196
Property Taxes $1,421$17,052
Electricity $800$9,611
Total$7,585$91,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,057/yr
40% on housing$227,550/yr
45% on housing$202,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 95330$287
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95330$305
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$1,024,800
2022-04-27Sold$1,045,500
2022-03-29Pending sale$999,998
2022-03-18Listed for sale$999,998
2021-03-05Sold$681,000

For Sale by Agent

AgentSarah Bergen
BrokerageRedfin Corporation

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