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2628 Catspaw Ct, Tracy, CA, 95377

5beds
5baths
3,533sqft
$1,025,000
$290price/sqft
$7,437/moest. monthly cost
$297,480/yrincome needed

About This Home

Welcome to Catspaw Court, where luxury, comfort, and lifestyle come together in the highly desirable Tracy Hills community! Built by Lennar in 2020, this impressive home offers 5 bedrooms, 4.5 bathrooms, and 3,533 sq. ft. of thoughtfully designed living space on a generous 7,844 sq. ft. lot. From the moment you walk in, you'll appreciate the bright, open floor plan that's perfect for both everyday living and entertaining. The spacious chef's kitchen is the heart of the home, featuring a large island, ample cabinetry, and an effortless flow into the dining and living areas, making it easy to host everything from holiday gatherings to casual nights in. Need space? You've got it. With five spacious bedrooms and five full bathrooms, there's room for everyone whether you're accommodating extended family, creating a home office, or welcoming overnight guests. Step outside and enjoy your own private backyard oasis, complete with a sparkling pool that's ready for summer BBQs, weekend lounging, and making memories with family and friends. Plus, the solar system helps keep energy costs down while adding longterm value. Located in the sought after Tracy Hills community, you'll enjoy beautiful parks, scenic walking trails, and convenient freeway access for Bay Area commuters. This isn't just a house, it's the lifestyle you've been waiting for. Come see why 2628 Catspaw Court feels like home!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

9/10
9/10
Jefferson SchoolGrades 5-83.8 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Sink

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Features

  • Counter - Solid Surface
  • Flooring: Vinyl,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,533
  • Total interior livable area: 3,533 sqft

Kitchen

  • Features: Counter - Solid Surface,Dishwasher,Gas Range/Cooktop,Kitchen Island,Microwave,Refrigerator

Property

Details

  • Parcel number: 253460220000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Cabana,In Ground,Solar Heat,Outdoor Pool

Lot

  • Lot size: 7,844 sqft
  • Features: Rectangular Lot,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Wildfire
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$209$2,508
Property Taxes $1,289$15,468
Electricity $757$9,091
Total$7,437$89,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,982/yr
40% on housing$223,110/yr
45% on housing$198,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 95377$321
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95377$318
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$1,025,000
2026-07-08Listed for sale$1,100,000
2021-01-20Sold$755,000
2020-09-05Listed for sale$754,875

For Sale by Agent

AgentCarmen Hernandez
BrokerageFohl Realty & Investments

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