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103 E Vince St, Mountain House, CA, 95391

3beds
3baths
2,271sqft
$849,950
$374price/sqft
$6,185/moest. monthly cost
$247,400/yrincome needed

About This Home

This beautifully landscaped home comes with a bedroom and a full bathroom on the main level. The kitchen features a gorgeous granite island with breakfast bar seating, a built-in gas stovetop with large granite backsplash, along with a spacious breakfast nook, and a sizable pantry that provides additional storage. Century Home Connect with SmartHub, 9-ft. ceilings, and large-format tile on the main level, all bathrooms, and the laundry room. Carpet in remaining areas. Automatic sprinklers in the front and rear, with drip irrigation. The primary suite boasts a large soaking tub with a separate glass-enclosed shower, dual vanities, and a large walk-in closet. There is also a large den on the upper level that could be used as an office space, game room, or even a future 4th bedroom. The backyard has a spacious California Room with recessed lighting, perfect for relaxing or entertaining. There is an additional patio space, along with a low-maintenance artificial grass yard that includes beautiful landscaping blocks along the detached garage, which is wired for electric car charging. Next to the garage is a hard-to-find 3rd parking space, with access through the wooden gate directly into your yard. No HOA! At just 5 years of age, and a location close to excellent schools and growing amenities, why wait for a new build? Schedule your visit today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
10/10

Construction

Condition

  • Property condition: Existing
  • Year built: 2021

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Oven,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room,Cabinets,Inside,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Den,Breakfast Bar,Breakfast Nook,Pantry
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Tile,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,271
  • Total interior livable area: 2,271 sqft

Kitchen

  • Features: Breakfast Bar, Breakfast Nook, Stone Counters, Dishwasher, Eat-in Kitchen, Disposal, Gas Range/Cooktop, Kitchen Island, Microwave, Oven Built-in, Pantry, Refrigerator

Property

Details

  • Parcel number: 262390370000
  • Special condition: Standard

Features

  • Levels: Two Story
  • Stories: 2
  • Pool features: None
  • Exterior features: Back Yard,Front Yard,Landscape Back,Landscape Front,Low Maintenance
  • Fencing: Fenced

Lot

  • Lot size: 3,920 sqft
  • Features: Back Yard,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Detached,Off Street,Garage Door Opener,Uncovered Parking Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$141$1,692
Property Taxes $1,261$15,132
Electricity $486$5,843
Total$6,185$74,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,057/yr
40% on housing$185,550/yr
45% on housing$164,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 95391$375
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95391$363
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$799,950
2026-07-03Listed for sale$849,950
2021-04-20Sold$722,500

For Sale by Agent

AgentJason Peceny
BrokerageCOMMUNITY REALTY & INVESTMENTS

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