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1847 Outrigger Ln, Lathrop, CA, 95330

5beds
5baths
4,065sqft
$849,900
$209price/sqft
$6,506/moest. monthly cost
$260,240/yrincome needed

About This Home

Step into this exceptional corner-lot residence in the heart of River Islands, offering space, style, and flexibility for today's modern lifestyle. Boasting 5 bedrooms, possible 6, and 4.5 bathrooms across 4,065 sq. ft., this home sits on an 8,010 sq. ft. lot and is designed to accommodate both everyday living and special gatherings with ease. The layout is ideal for multigenerational living, featuring two bedrooms on the main level, including a private primary suite and a separate guest suite. The main living area showcases a bright, open design with seamless flow between the living room, dining area, and a well-appointed kitchenperfect for hosting and daily comfort. Upstairs, you'll find additional bedrooms along with a spacious loft that can serve as a media room, office, or play area. Every space in the home is thoughtfully designed to maximize functionality and comfort. The large backyard offers a blank canvas for creating your ideal outdoor retreat whether it's a pool, garden, or entertainment space. Located in the highly desirable River Islands community in Lathrop, residents enjoy access to lakes, parks, scenic trails, and top-rated schoolsall with no HOA. A rare chance to own a spacious, modern home in one of the area's premier neighborhoods.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Banta ElementaryGrades K-84.3 mi
6/10
River Islands HighGrades 9-120.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Refrigerator,Dishwasher,Disposal,Microwave,Tankless Water Heater
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room,Dining/Family Combo

Features

  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,065 sqft

Kitchen

  • Features: Breakfast Area,Butlers Pantry,Ceramic Counter,Kitchen Island,Island w/Sink

Master Bathroom

  • Features: Closet,Shower Stall(s),Double Vanity,Marble

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 210340540000
  • Zoning description: Residential
  • Special condition: Offer As Is,Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 8,010 sqft
  • Features: Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$152$1,824
Property Taxes $1,186$14,232
Electricity $871$10,460
Total$6,506$78,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,062/yr
40% on housing$195,180/yr
45% on housing$173,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 95330$287
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95330$305
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$929,000
2026-03-03Listing removed$936,000
2026-02-09Price change$936,000
2026-01-21Price change$949,999
2026-01-07Listed for sale$978,000
2026-01-05Listing removed$968,000
2025-11-14Listed for sale$968,000
2025-10-05Listing removed$972,000
2025-09-19Listed for sale$972,000
2025-09-17Listing removed$988,000
2025-07-24Listed for sale$988,000
2025-07-22Listing removed$989,000
2025-07-18Price change$989,000
2025-06-25Listed for sale$1,020,000
2025-06-24Listing removed--
2025-04-18Price change$1,099,998
2025-04-11Price change$1,119,000
2025-03-12Price change$1,149,000
2025-03-06Price change$1,178,000
2025-02-12Price change$1,198,000
2025-01-22Listed for sale$1,258,000
2024-12-06Listing removed$1,189,000
2024-11-25Price change$1,189,000
2024-11-14Listed for sale$1,299,000
2022-11-29Sold$850,000
2020-05-29Sold$635,000

For Sale by Agent

AgentEmad Basma
BrokerageAgent 4 Life

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