See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1904 Preble Rd, Preble, NY, 13141

3beds
2baths
1,812sqft
$199,000
$110price/sqft
$1,825/moest. monthly cost
$73,000/yrincome needed

About This Home

Welcome home to this beautifully remodeled two-story colonial in the Town of Preble, within the Homer School District. Every detail of this 4-bedroom, 1.5-bath home has been thoughtfully updated, blending timeless colonial charm with modern upgrades throughout. The heart of the home — a stunning new kitchen — features granite countertops, soft-close cabinetry, stainless-steel appliances, and stylish LVT flooring. The spacious main level includes both a large living room and a cozy family room with a pellet stove for added warmth during the colder months. A versatile bonus room on the first floor offers endless flexibility — ideal for a home office, guest room, or even a potential fourth bedroom. Upstairs, you’ll find three generous bedrooms, a completely remodeled full bath, and a charming nook that’s perfect for reading or extra workspace. Set on a large corner lot with partial fencing, this home provides plenty of room for outdoor enjoyment, pets, or gardening. Conveniently located near major highways, you’ll enjoy easy access to surrounding towns, schools, and amenities while still relishing a peaceful small-town setting. Additional updates include a new roof, newer vinyl windows, all new interior doors, updated lighting and outlets, plus a brand-new well pump, tank, and filtration system. With every detail attended to, this home perfectly combines classic style, modern comfort, and everyday convenience — truly move-in ready and waiting for its next chapter.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
6/10
Homer Junior High SchoolGrades 6-86.6 mi
7/10
Homer Senior High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1840

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Oil Water Heater,Refrigerator,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First

Features

  • Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Solid Surface Counters
  • Flooring: Luxury Vinyl,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Oil,Baseboard,Hot Water

Interior Area

  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 11360002701000020370000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 75 x 165

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$156$1,872
Property Taxes $364$4,368
Electricity $299$3,593
Total$1,825$21,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,571/yr
40% on housing$54,750/yr
45% on housing$48,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 13141
Cortland County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13141$132
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$199,000
2026-08-04Contingent$199,000
2026-07-07Price change$199,000
2026-06-20Price change$225,000
2026-05-11Listed for sale$235,000
2026-01-16Listing removed$229,000
2025-12-19Price change$229,000
2025-10-19Listed for sale$269,000
2025-06-26Sold$107,000
2023-06-09Sold$119,500
2012-05-10Sold$92,220
2012-03-07Pending sale$99,900
2011-07-20Listed for sale$99,900
2002-03-13Sold$68,000
1996-08-29Sold$65,000

For Sale by Agent

AgentMark MacBain
BrokerageHunt Real Estate Era

Similar Homes