1648 Richard Ave, Cambria, CA, 93428
About This Home
Perched atop the most southern end of Californias Big Sur, this Cambria coastal home sits on top of the world''. This meticulously renovated four-bedroom, four-bathroom sanctuary spans 2,035 square feet of thoughtfully designed living space, each corner crafted to celebrate both intimate gatherings overlooking the ocean horizon and timeless living.Upon entering, you'll discover an open floor plan where walls dissolve into seamless transitions between living, dining, and culinary spaces. The home has been updated with all modern finishes and expansive new Milgard windows that frame breathtaking ocean and mountain views.Four generously proportioned bedrooms offer tranquil retreats where family and guests alike can ensure comfort and privacy. Perhaps the home's most intriguing feature lies in its attached studio apartmenta versatile space that could serve as an artist's sanctuary, writer's retreat, income-generating rental, or accommodations for extended family visits. This thoughtful addition exemplifies the property's remarkable adaptability to various lifestyle needs.The exterior renovation showcases impeccable attention to detail, featuring stunning new Timber Tech decking that creates seamless indoor-outdoor living experiences. The newly installed roof provides peace of mind for years to come, while the flat lot offers rare privacy through carefully curated landscaping that creates intimate outdoor rooms within this coastal paradise.Location speaks volume, and this residence enjoys proximity to some of Cambria's most cherished amenities. Take a leisurely stroll to Greenspace's Strawberry Canyon, Moonstone Beach Boardwalk, or the famous Fiscilini Ranch where the ocean meets the cliffside of Cambrias most breathtaking views. A short drive to the heart of wine country in Paso Robles will leave you endless wine tasting opportunities featuring some of Californias most sought after wines.Whether you're seeking a primary residence, vacation retreat, or investment property with rental potential, this remarkable beach house delivers on multiple fronts. Its fully updated condition means you can focus on creating memories rather than managing renovations, while its timeless appeal ensures enduring value appreciation in one of California's most desirable coastal communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Concrete
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Laundry features: Inside,Upper Level,Gas Dryer Hookup,Electric Dryer Hookup
Basement
- Area: 0
Bedroom1
- Area: 0
Bedroom2
- Area: 0
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
Dining Room
- Area: 0
Family Room
- Area: 0
Features
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,035
- Total interior livable area: 2,035 sqft
Kitchen
- Area: 0
Living Room
- Area: 0
Master Bedroom
- Area: 0
Property
Details
- Parcel number: 024222005
Features
- Levels: Two
- Stories: 2
- Fencing: Fenced
Lot
- Lot size: 4,621 sqft
- Features: Mountain,Fruit/Nut Trees
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,902 | $82,824 |
| Home Insurance * | $267 | $3,204 |
| Property Taxes | $1,241 | $14,892 |
| Electricity | $436 | $5,236 |
| Total | $8,846 | $106,152 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $1,365,000 |
| 2026-01-10 | Price change | $1,475,000 |
| 2025-09-30 | Price change | $1,550,000 |
| 2025-08-18 | Listed for sale | $1,600,000 |
| 2018-04-26 | Sold | $729,000 |
| 2014-01-03 | Sold | $391,000 |
| 2013-07-02 | Sold | $131,000 |
View on Zillow