1291 Main Street, Morro Bay, CA, 93442
About This Home
Experience the best of Central Coast living at this exceptional Morro Bay property. Ideally situated near the Embarcadero, beaches, and downtown amenities, this home combines coastal charm with modern comfort. Thoughtfully designed with inviting living spaces, abundant natural light, and a seamless indoor-outdoor feel, the property is perfect for entertaining or relaxing by the coast. Built in 2018, this home is prestigious! 4 Bedroom, 3 Bathroom, beautiful soaking tub in the Master retreat Whether you are searching for a primary residence, second home, or income-producing opportunity, this location and lifestyle are hard to beat.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2018
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
Features
- 2 Staircases
- Fireplace features: Family Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air,Gas
Interior Area
- Total structure area: 2,004
- Total interior livable area: 2,004 sqft
Property
Details
- Parcel number: 066023026
Features
- Stories: 2
Lot
- Lot size: 4,230 sqft
- Lot size dimensions: irregular
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,955 | $71,460 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $1,090 | $13,080 |
| Electricity | $429 | $5,156 |
| Total | $7,645 | $91,740 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Price change | $1,177,700 |
| 2026-05-20 | Listed for sale | $1,189,000 |
| 2023-11-13 | Sold | $975,000 |
| 2023-07-29 | Contingent | $997,500 |
| 2023-06-26 | Price change | $997,500 |
| 2023-06-12 | Price change | $1,035,000 |
| 2023-05-05 | Price change | $1,049,000 |
| 2023-02-10 | Listed for sale | $1,100,000 |
| 2021-01-02 | Listing removed | $849,000 |
| 2020-12-20 | Listed for sale | $849,000 |
| 2020-12-14 | Pending sale | $849,000 |
| 2020-12-09 | Listed for sale | $849,000 |
| 2020-10-28 | Listing removed | $895,000 |
| 2020-07-31 | Listed for sale | $895,000 |
| 2020-07-01 | Listing removed | $4,200 |
| 2020-06-02 | Listed for rent | $4,200 |
| 2019-12-18 | Listing removed | $3,500 |
| 2019-08-13 | Listed for rent | $3,500 |
| 2018-08-29 | Sold | $729,000 |
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