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14038 Rosewood Ln, Clearlake, CA, 95422

5beds
4baths
3,400sqft
$699,000
$206price/sqft
$5,326/moest. monthly cost
$213,040/yrincome needed

About This Home

Rare Clearlake lakefront opportunity offering the lifestyle buyers search for PLUS an income potential with two attached apartments —private dock, panoramic water views, and prime Lake County location. This beautifully positioned home captures sparkling lake vistas, mountain backdrops, and the peaceful setting that makes waterfront living so desirable. Inside, enjoy spacious living areas filled with natural light, an open-concept design, and seamless indoor-outdoor flow for entertaining or relaxing. Step outside to lakeside decks and patios ideal for morning coffee, sunset dinners, and weekend gatherings. Launch the boat, fish from your dock, kayak at sunrise, or simply unwind by the water. Whether you’re seeking a full-time residence, vacation getaway, or income-producing short-term rental, this property checks all the boxes. Conveniently located near dining, shopping, and year-round recreation. Lakefront homes with private waterfront access, views, and lifestyle appeal are always in demand—don’t miss this exceptional Clear Lake retreat.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Burns Valley SchoolGrades K-70.4 mi
3/10
Lower Lake High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1970

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Living Room Deck Attached,Open Floorplan,Tile Counters,All Bedrooms Down
  • Window features: Double Pane Windows,Screens
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Ductless,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,Ductless,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 3,400 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Tile Counters

Property

Details

  • Parcel number: 039141030000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Street
  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Patio & porch: Covered,Deck,Front Porch,Open,Patio
  • Exterior features: Boat Lift,Dock
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: Hills,Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Beach Front,Lake Front,Boat Ramp/Lift Access

Lot

  • Lot size: 0.32 Acres
  • Features: 0-1 Unit/Acre,Back Yard,Near Park,Sprinkler System

Parking

  • Total spaces: 5
  • Parking features: Assigned,Concrete,Carport
  • Covered spaces: 1
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$399$4,788
Property Taxes $664$7,968
Electricity $729$8,749
Total$5,326$63,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,605/yr
40% on housing$159,780/yr
45% on housing$142,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 95422$145
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95422$200
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Price change$699,000
2026-02-23Listed for sale$719,000
2026-02-17Listing removed$769,000
2025-06-23Listed for sale$769,000
2005-10-04Sold$690,000

For Sale by Agent

AgentGinabelle Smith
BrokerageRE/MAX Gold Lake County

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