See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

215 N Fork River Dr, Marion, NC, 28752

3beds
1baths
1,560sqft
$274,900
$176price/sqft
$1,855/moest. monthly cost
$74,200/yrincome needed

About This Home

Escape to the foothills of NC with this spacious brick home located less than a mile from beautiful Lake James! It would make a fabulous vacation getaway or full-time residence. The main level features a warm brick propane gas fireplace, while the kitchen and dining area flow to the breakfast bar. The lower level provides additional bonus/flex space complete with a cozy wood stove fireplace. (The additional lower level basement flex space ceiling does not meet the required height standards yet it does contain some heating and cooling). Includes walk out doors that would also be great for storage or rec area. Enjoy the large yard, mature landscaping and easy access to boating, fishing, hiking, mountain biking and all that Lake James and the surrounding mountains have to offer. Check back for more photos and virtual tour next week.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
2/10
McDowell High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick Partial

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Oven
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Fireplace features: Den,Propane,Wood Burning,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Baseboard,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 171300362532
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Hail
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$104$1,248
Property Taxes $161$1,932
Electricity $200$2,405
Total$1,855$22,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,600/yr
40% on housing$55,650/yr
45% on housing$49,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 28752$171
McDowell County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 28752$194
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$274,900
2025-10-01Listing removed$310,000
2025-08-05Price change$310,000
2025-07-05Listed for sale$325,000
2023-12-29Listing removed--
2023-12-08Listed for rent$2,000

For Sale by Agent

AgentRhonda Silver
BrokerageRhonda Silver Real Estate Group LLC

Similar Homes