See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

87 Nelson St, Auburn, NY, 13021

3beds
2baths
1,649sqft
$159,900
$97price/sqft
$1,321/moest. monthly cost
$52,840/yrincome needed

About This Home

Welcome to 87 Nelson Street, a Victorian home built in 1880 and full of the character that only a house of this era can offer. From the moment you arrive, you will notice the architectural details that set this home apart: the kind of trim work, high ceilings, and craftsmanship that simply are not replicated in new construction. Inside, you will find three bedrooms, including one with a charming loft space, ideal for a reading nook, home office, or creative retreat. The home offers one and a half bathrooms, giving you the classic Victorian layout with a bit of modern-day convenience. This is a home for someone who appreciates history and wants to be part of writing its next chapter. Located in the city of Auburn, you will be close to local shops, restaurants, and community resources, all within walking distance of a home that has stood the test of time for well over a century. If you have been searching for a property with genuine character in a walkable Auburn location, 87 Nelson Street deserves a closer look.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
6/10
4/10
Auburn High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Other,See Remarks,Natural Woodwork,Loft
  • Flooring: Hardwood,Linoleum,Tile,Varies,Vinyl

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,649
  • Total interior livable area: 1,649 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Loft

  • Level: Second

Property

Details

  • Parcel number: 05010011602100010220000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 3,920 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 48 x 84

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$70$840
Property Taxes $171$2,052
Electricity $272$3,270
Total$1,321$15,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,291/yr
40% on housing$39,630/yr
45% on housing$35,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$134
Cayuga County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$154,900
2026-07-27Price change$159,900
2026-07-15Listed for sale$169,900
2005-09-22Sold$45,835
2004-07-29Sold$22,000
2003-12-31Sold$17,113

For Sale by Agent

AgentCheryl St. Fleur
BrokerageBerkshire Hathaway CNY Realty

Similar Homes