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2702 Mossy Creek St, Sacramento, CA, 95833

4beds
3baths
3,024sqft
$719,000
$238price/sqft
$5,217/moest. monthly cost
$208,680/yrincome needed

About This Home

Welcome to 2702 Mossy Creek St, a stunning, light-filled home situated on a premium corner lot in one of Sacramento's most desirable communities. This thoughtfully designed residence offers 4 bedrooms plus an office and 3 full bathrooms, featuring an ideal downstairs bedroom, full bath, and officeperfect for guests, extended family, or multigenerational living. The open-concept main level is anchored by an expansive great room and a show-stopping chef's kitchen complete with quartz countertops, crisp white cabinetry, upgraded gold hardware, and stylish pendant lighting, creating the perfect space for everyday living and entertaining. Natural light pours in throughout the home, enhancing the modern, airy feel. Upstairs, retreat to a private primary suite along with a versatile loft, additional spacious bedrooms, and walk-in closets throughout for exceptional storage. An upstairs laundry room adds everyday convenience. Upgrades abound, including upgraded laminate flooring, plush carpet with extra padding, soft-close cabinets and drawers, automatic window shades, and owned solar for energy efficiency. The finished garage features epoxy flooring and an EV charging plug, while the beautifully landscaped backyard with pavers offers a serene space to relax or entertain. Enjoy resort-style community amenities such as a clubhouse, swimming pool, gym, and large park. Ideally located with easy access to I-5 and I-80, and just minutes from Downtown Sacramento, Old Sacramento, Midtown Sacramento, and Sutter Health Park, this home perfectly blends comfort, style, and convenience. A rare opportunity you won't want to miss! welcome home!

Getting Around

22
WalkingCar-Dependent
25
TransitSome Transit
70
BikeVery Bikeable

Schools

7/10
2/10
Natomas Middle SchoolGrades 6-83.6 mi
4/10
Natomas High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete,Slab
  • Roof: Shingle,Composition
  • Construction materials: Stucco,Frame,Wood

Other

  • Builder name: Beazer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Gas Cooktop,Range Hood,Dishwasher,Disposal,Microwave,Tankless Water Heater
  • Laundry features: Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Bar,Dining/Living Combo

Features

  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,024 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tub,Walk-In Closet(s),Quartz,Window

Property

Details

  • Parcel number: 22531400270000
  • Zoning description: RES
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: Community
  • Exterior features: Fire Pit
  • Fencing: Back Yard

Lot

  • Lot size: 4,268 sqft
  • Features: Sprinklers In Front,Corner Lot,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$189$2,268
Property Taxes $745$8,940
Electricity $648$7,781
Total$5,217$62,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,868/yr
40% on housing$156,510/yr
45% on housing$139,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 95833$255
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95833$319
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$739,900
2026-05-08Listing removed$749,900
2026-03-17Price change$749,900
2026-02-27Listed for sale$775,000
2025-06-07Listing removed$775,000
2025-05-28Price change$775,000
2025-05-01Listed for sale$785,000
2022-06-09Sold$746,500

For Sale by Agent

AgentJason Smith
BrokerageCalifornia Realty Partners

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