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611 Willow Ridge Ct, Folsom, CA, 95630

5beds
4baths
2,946sqft
$949,000
$322price/sqft
$6,688/moest. monthly cost
$267,520/yrincome needed

About This Home

Welcome to 611 Willow Ridge Court, a rare opportunity to enjoy peaceful living in a small, highly desirable neighborhood just a short walk from Historic Folsom's charming shops, restaurants, trails, and entertainment. This beautifully designed home offers a sought-after first-floor primary suite and a versatile upstairs loft, perfect for a home office, media room, or guest space. The serene setting is truly special, with the soothing sounds of a nearby creek creating a relaxing backdrop to everyday life. Step outside to a beautiful deck that opens to expansive green space, providing the perfect place to unwind, entertain, or simply enjoy the natural surroundings. Combining privacy, comfort, and an unbeatable location, this home offers the best of Folsom living.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
Sutter Middle SchoolGrades 6-81.1 mi
1/10
Folsom Lake High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete
  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Cabinets,Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Electric,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Gas,Hot Water,Zoned,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,946 sqft

Kitchen

  • Features: Ceramic Counter,Pantry Closet,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Closet,Shower Stall(s),Double Vanity,Soaking Tub,Tile,Window

Master Bedroom

  • Features: Closet,Ground Floor,Walk-In Closet

Property

Details

  • Parcel number: 07120900210000
  • Zoning: R1
  • Special condition: Standard

Lot

  • Lot size: 6,655 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear,Court,Garden,Stream Year Round,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$206$2,472
Property Taxes $1,053$12,636
Electricity $631$7,580
Total$6,688$80,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,302/yr
40% on housing$200,640/yr
45% on housing$178,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$949,000
2026-07-24Price change$949,000
2026-07-15Listed for sale$965,000
2026-07-06Pending sale$965,000
2026-06-04Listed for sale$965,000
2022-06-30Listing removed--
2022-05-26Listed for sale$1,099,900
2020-10-09Sold$817,000
2020-09-11Pending sale$837,900
2020-08-22Listed for sale$837,900

For Sale by Agent

AgentBrian Martell
BrokerageM.O.R.E. Real Estate Group

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