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40 Ross St, Auburn, NY, 13021

5beds
2baths
2,745sqft
$239,900
$87price/sqft
$2,134/moest. monthly cost
$85,360/yrincome needed

About This Home

Welcome to 40 Ross Street, a beautifully maintained 5-bedroom, 1.5-bath home offering 2,745 square feet of living space filled with timeless character and thoughtful modern updates. Located within walking distance of Hoopes Park, this spacious residence blends original charm with the conveniences today's buyers are looking for. Step inside to discover stunning original woodwork, decorative molding, fresh paint, and some new luxury vinyl flooring that complement the home's warm and inviting layout. The main level features a formal living room, a formal dining room, and a comfortable rear family room overlooking the three season room and the beautifully refreshed in-ground pool creating the perfect setting for entertaining or relaxing. The spacious primary bedroom is a true retreat, featuring a unique sitting area separated from the sleeping space by a dividing wall, offering endless possibilities for a private lounge, reading nook, dressing room, or vanity area. Two walk-in closets provide exceptional storage, creating a functional and luxurious owner's suite. The updated kitchen has been thoughtfully redesigned with an improved layout and features a new sink and faucet, stylish backsplash, and a full suite of new LG appliances. The renovated half bath includes a refinished floor, wallpaper, a new toilet, and custom blinds. The full bath has also received numerous updates, including a new vanity, mirror, toilet, shower heads, refreshed trim and beadboard, a resealed shower, repaired shower door, and a new exhaust vent. Outside, enjoy your own backyard retreat with extensive pool improvements, including a new liner, pump, filter, updated exterior plumbing, and new electrical service for the pool equipment. Additional exterior enhancements include a custom garage door, adding both curb appeal and functionality. With five generous bedrooms, abundant living space, charming original details, and an impressive list of updates throughout, 40 Ross Street offers the perfect balance of historic character and modern comfort. Just a short walk to Hoopes Park, this move-in-ready home offers the space, charm, and amenities to fit a variety of lifestyles.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
4/10
Auburn High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room
  • Flooring: Hardwood,Luxury Vinyl,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Hot Water

Interior Area

  • Total structure area: 2,745
  • Total interior livable area: 2,745 sqft

Property

Details

  • Parcel number: 05010011604000020100000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Blacktop Driveway,Fully Fenced,Pool,Patio
  • Fencing: Full

Lot

  • Lot size: 8,167 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 49 x 165

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$105$1,260
Property Taxes $363$4,356
Electricity $453$5,443
Total$2,134$25,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,165/yr
40% on housing$64,020/yr
45% on housing$56,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$134
Cayuga County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$239,900
2026-07-23Listed for sale$239,900
2025-04-07Sold$175,710
2024-12-16Sold$150,000
2024-10-21Pending sale$189,900
2024-09-18Price change$189,900
2024-08-19Listed for sale$199,900
2024-08-16Contingent$199,900
2024-08-15Listed for sale$199,900
2024-08-11Pending sale$199,900
2024-08-03Listed for sale$199,900
2024-01-04Listing removed--
2023-11-21Price change$175,500
2023-04-19Pending sale$195,900
2023-03-27Listed for sale$195,900
2012-06-28Listing removed$184,900
2012-05-18Listed for sale$184,900
2012-04-19Sold$162,500
2003-11-05Sold$160,000

For Sale by Agent

AgentFelicia M. Rocker
BrokerageClare Real Estate

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