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32 Chestnut St, Auburn, NY, 13021

3beds
2baths
1,090sqft
$113,500
$104price/sqft
$1,016/moest. monthly cost
$40,640/yrincome needed

About This Home

Charming 3-Bedroom Gem on a Quiet Street — Endless Potential! Nestled on a peaceful, tree-lined street, this 3-bedroom, 1.5-bath home is brimming with character and ready for your personal touch. Step inside and fall in love with the original hardwood floors and custom trim work that give this home a timeless warmth. The updated full bathroom shines with modern finishes, while newer flooring flows through the kitchen and entire second floor — offering a fresh foundation to build your vision upon. The kitchen features sleek stainless steel appliances, blending contemporary convenience with the home's classic charm. Out back, you'll find a fully fenced space — ideal for pets, gardening, or relaxing on the deck. With some updates and a little love, this home is the perfect canvas for a buyer looking to build instant equity and create their dream space. Don't miss this opportunity to own a home with solid bones, standout character, and a location you'll adore.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Owasco Elementary SchoolGrades K-61.2 mi
6/10
4/10
Auburn High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Water Heater,Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room
  • Flooring: Hardwood,Laminate,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,090
  • Total interior livable area: 1,090 sqft

Property

Details

  • Parcel number: 05010011605500010080000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 2,012 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 33 x 60

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $573$6,876
Home Insurance *$49$588
Property Taxes $148$1,776
Electricity $246$2,954
Total$1,016$12,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,834/yr
40% on housing$30,480/yr
45% on housing$27,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$134
Cayuga County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$113,500
2011-12-05Sold$76,000
2004-06-30Sold$50,000

For Sale by Agent

AgentJessi Salvage
BrokerageAcropolis Realty Group LLC

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