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112 Osborne St, Auburn, NY, 13021

6beds
3baths
1,984sqft
$154,900
$78price/sqft
$1,412/moest. monthly cost
$56,480/yrincome needed

About This Home

Presenting a well-maintained three-family property offering strong rental performance and versatility for both investors and owner-occupants alike. The building features a 1-bedroom, 2-bedroom and a 3-bedroom, each with separate utilities, ensuring easy management and cleaner operating expenses. This home is situated on the Owasco Outlet affording the opportunity for canoeing, kayaking, fishing and swimming. Current annual net operating income stands at $19,837, providing an attractive turnkey investment opportunity with room for future upside through market rent adjustments or continued portfolio scaling. A smart and stable addition to any investor’s holdings—modernized interiors, strong rental performance, and a configuration that appeals to today’s tenants make this one a standout. This home may be purchased in a bundle deal along with 73 Arterial West, MLS #S1657399, offering a combined yearly NOI of $37,140 at a reduced price of $338,900.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
4/10
Auburn High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Construction materials: Composite Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,984
  • Total interior livable area: 1,984 sqft

Property

Details

  • Parcel number: 05010011606200020480000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,276 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 69 x 100

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$68$816
Property Taxes $234$2,808
Electricity $327$3,934
Total$1,412$16,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,411/yr
40% on housing$42,360/yr
45% on housing$37,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$134
Cayuga County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$179,900
2026-01-15Listed for sale$189,900
2010-12-29Sold$107,500
2009-07-21Sold$25,000
2009-02-03Sold$23,481
2007-06-15Sold$66,000
2007-02-26Sold$35,000
2004-03-10Sold$35,000

For Sale by Agent

AgentStephen J. Baier
BrokerageBaier Real Estate LLC

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